14881 Ederer Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 14881 Ederer Rd, Hemlock, MI 48626 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,141 sqft · built 1972
Lot Size	31.6 acres (1,379,545 sqft)
Owner	Individual Name on File
Tax Bill	$1,727 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-02-2010-000`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-02-2010-000`
Alternative APN	`15-11-2-02-2010-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,141 sqft Living Area
1st Floor Area	2,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Lot Area	1,379,545 sqft (31.6 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14881 EDERER RD
City	HEMLOCK
State	MI
Zip	48626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW CORN OF SEC 2 TH E 600 FT TO POB TH CONT E 700 FT TH S 01? W 1976.14 FT TH N 89? W 699.76 FT TH N 01? E 1966.68 FT TO POB - 31.67 ACRES SEC 2 T11N R2E SPLIT/COMBINED ON 08/19/2024 FROM 15-11-2-02-2010-000, 15-11-2-02-2007-000; ***NEW FOR 20
Legal Range	02E
Legal Township	11N
Legal Section	02
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2003
Census Tract	12300

Owner

Source: Saginaw County records · APN 15-11-2-02-2010-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3218 SETTLERS PASS, SAGINAW, MI 48603-7257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCIAL CU
Apr 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED FINANCIAL CREDIT UNION
Dec 06, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Jan 24, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14881 EDERER RD, HEMLOCK, MI 48626-9783
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14841 EDERER RD, HEMLOCK, MI 48626-9783

Mortgage

Document Number	0000025123
Date	Sep 22, 2022
Instrument	2022025123

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2032

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14881 EDERER RD, HEMLOCK, MI 48626-9783
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011839
Date	Apr 23, 2019
Instrument	2019011839

Lender

Name	UNITED FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	May 01, 2033

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 06, 2018
Property Address	14881 EDERER RD, HEMLOCK, MI 48626-9783
Document Number	0000030578
Instrument Date	Nov 30, 2018
Instrument	30578
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	HOMELAND TITLE SERVICES INC, HOMELAND TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 SETTLERS PASS SAGINAW MI 486037257, SAGINAW, MI 48603-7257

Mortgage

Document Number	30579
Date	Dec 06, 2018
Instrument	30579

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 24, 2018
Property Address	14881 EDERER RD, HEMLOCK, MI 48626-9783
Document Number	0000001810
Instrument Date	Jan 09, 2018
Instrument	1810
Transaction Type	Transfer
Record Updated	Feb 01, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$136.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4580 STATE ST #174 SAGINAW MI 486033803, 174, SAGINAW, MI 48603-3803

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,000 (+61.34%)	$384,000 (+61.34%)
2025	$1,727.00 (-41.83%) Homeowner's exemption
2023		$119,000	$238,000
2022	$2,969.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
LakeNet	Fiber	1,000 / 500

Availability varies by address; speeds are provider-advertised maximums, not measured.

14881 Ederer Rd, Hemlock, MI 48626 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Ederer Rd

Nearby Streets

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