Ottawa County property record for 14880 Timber Ln, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,964 sqft · built 1999 |
| Lot Size | 0.671 acres (29,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $418,000 (Nov 2025) |
| Tax Bill | $4,580 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-01-182-008 |
| Primary APN | 70-03-01-182-008 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,964 sqft Living Area |
| 1st Floor Area | 1,964 sqft |
| Basement Area | 1,964 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 29,229 sqft (0.671 acres) |
| Lot Dimensions | 90 ft deep x 295 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14880 TIMBER LN |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 6 TIMBERBROOK SUB |
| Legal Range | 13W |
| Legal Township | 9N |
| Legal Section | 01 |
| Legal Subdivision | TIMBERBROOK SUB |
| Legal Block | 182 |
| Legal Lot Number | 6 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20503 |
14880 Timber Ln is owned and occupied by an individual who bought it in November 2025.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7017 HILTON PARK RD, FRUITPORT, MI 49415-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Nov 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on File |
| Deed Sale | Nov 20, 2025 · Amount on File |
| Prior Sale | Dec 17, 2015 · Amount on File |
| Deed Document Number | 202532963 |
| Prior Transfer Date | Jun 30, 2015 |
| Prior Transfer Doc | 20150024620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 14880 TIMBER LN, SPRING LAKE, MI 49456-1195 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210029932 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021-0029932 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Nov 20, 2025 |
| Property Address | 14880 TIMBER LN, SPRING LAKE, MI 49456-1195 |
| Document Number | 20250032963 |
| Map Reference | LB 38 PG 64 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025-0032963 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | UNKNOWN, LAKESHORE TTL GROUP HOLLAND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14880 TIMBER LN, SPRING LAKE, MI 49456-1195 |
| Name | Verified Name |
|---|---|
| Address | 14880 TIMBER LN, SPRING LAKE, MI 49456-1195 |
| Document Number | 20250033069 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025-0033069 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 14880 Timber Ln was $4,580 with a homeowner's exemption, up 3.9% from the year before.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,200 (+2.79%) | $316,400 (+2.79%) | |
| 2025 | $4,580.00 (+3.85%) Homeowner's exemption | $153,900 | $307,800 |
| 2024 | $4,410.00 | ||
| 2023 | $139,300 | $278,600 | |
| 2022 | $3,932.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14880 Timber Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14880 Timber Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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