Stephens County property record for 1488 Defoor Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1981 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,750 (Aug 2025) |
| Tax Bill | $1,264 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jul 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 052D 098 |
| Primary APN | 052D 098 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Utility Building | 60 sqft |
| Cooling System | Other |
|---|---|
| Heating Fuel | Gas |
| Account Number | 319600 |
|---|---|
| Street Address | 1488 DEFOOR RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | COUNTRY MEADOWS LT 47 |
| Legal Subdivision | 0400 - PRIMARY - SF |
| Legal Lot Number | 47 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1488 DEFOOR RD, TOCCOA, GA 30577-8194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2025 | Limited Warranty Deed, Transfer · Conventional Mortgage PEACH STATE FEDERAL CREDIT UNION |
| Jul 26, 2017 | Loan Modification, Mortgage · Conventional Mortgage STEPHENS FRANKLIN TEACHERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Sep 24, 2008 · Amount on Record |
| Deed Document Number | 20252708 |
| Deed Book / Page | 1420 / 353 |
| Prior Transfer Date | Jun 11, 2007 |
| Prior Transfer Doc | 0008160357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 29, 2025 |
| Property Address | 1488 DEFOOR RD, TOCCOA, GA 30577-8194 |
| Document Number | 0014200353 |
| Book / Page | 1420 / 353 |
| Instrument Date | Aug 29, 2025 |
| Instrument | D2025002708 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1488 DEFOOR RD, TOCCOA, GA 30577-8194 |
| Document Number | D2025002709 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | D2025002709 |
| Name | PEACH STATE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1488 DEFOOR RD, TOCCOA, GA 30577-8194 |
| Document Number | 0011280414 |
| Book / Page | 001128 / 000414 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1488 DEFOOR RD |
| Document Number | 0011280414 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 001128/000414 |
| Name | STEPHENS FRANKLIN TEACHERS FCU |
|---|---|
| Address | PO BOX 697, TOCCOA, GA 30577-1410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2047 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,264.00 (+37.99%) | $46,062 (+53%) Land $3,042 Building $43,020 | $115,153 (+53%) Land $7,604 Building $107,549 |
| 2024 | $916.00 (+10.23%) | $30,106 (+7.74%) Land $3,042 Building $27,064 | $75,263 (+7.74%) Land $7,604 Building $67,659 |
| 2023 | $831.00 | $27,942 Land $3,042 Building $24,900 | $69,853 Land $7,604 Building $62,249 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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