1488 Cole Ln, Upland, CA 91784 Property Records

San Bernardino County property record for 1488 Cole Ln, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,105 sqft · built 2005
Lot Size	0.152 acres (6,614 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Mar 2017)
Tax Bill	$11,872 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1044-761-42-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-761-42-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,105 sqft Living Area
Gross Area	3,715 sqft
1st Floor Area	1,599 sqft
2nd Floor Area	1,506 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,614 sqft (0.152 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1488 COLE LN
City	UPLAND
State	CA
Zip	91784-8066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16207 LOT 42 BOOK 304 PAGE 57 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 16207
Legal Tract	16207
Legal Block	3
Legal Lot Number	42
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3001
Census Tract	819

Owner

1488 Cole Ln is owned and occupied by two individuals who bought it in March 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1488 COLE LN, UPLAND, CA 91784-8066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 31, 2017	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Mar 31, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Prior Sale	Apr 18, 2006 · Amount on File
Deed Document Number	2017136660
Prior Transfer Date	Mar 30, 2017
Prior Transfer Doc	0000136659
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1488 COLE LN, UPLAND, CA 91784-8066
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1488 COLE LN, UPLAND, CA 91784-8066

Mortgage

Document Number	0000005993
Date	Jan 8, 2024
Instrument	2024-0005993

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1488 COLE LN, UPLAND, CA 91784-8066
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1488 COLE LN, UPLAND, CA 91784-8066

Mortgage

Document Number	0000183112
Date	Apr 21, 2021
Instrument	2021-0183112

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1488 COLE LN, UPLAND, CA 91784-8066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014492
Date	Jan 14, 2020
Instrument	2020-0014492

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1488 COLE LN, UPLAND, CA 91784-8066
Document Number	0000312187
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018
Title Company	WFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1488 COLE LN UPLAND CA 917848066, UPLAND, CA 91784-8066

Mortgage

Document Number	0000312187
Date	Aug 27, 2018
Instrument	312187

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 31, 2017
Property Address	1488 COLE LN, UPLAND, CA 91784-8066
Document Number	0000136659
Instrument Date	Mar 29, 2017
Instrument	136659
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	601 VAN NESS AVE #942 SAN FRANCISCO CA 941023260, 942, SAN FRANCISCO, CA 94102-3260

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 31, 2017
Property Address	1488 COLE LN, UPLAND, CA 91784-8066
Document Number	0000136660
Map Reference	MB304 PG57-61
Instrument Date	Mar 28, 2017
Instrument	2017-0136660
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1488 COLE LN, UPLAND, CA 91784-8066

Mortgage

Document Number	0000136661
Date	Mar 31, 2017
Instrument	2017-0136661

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1488 Cole Ln was $11,872 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$745,791 (+2%) Land $261,026 Building $484,765
2025	$11,872.00 Homeowner's exemption	$731,168 Land $255,908 Building $475,260
2023	$11,259.00 (-3.97%) Homeowner's exemption	$702,776 Land $245,971 Building $456,805
2022	$11,724.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1488 Cole Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1488 Cole Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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