14875 Edgewater Cir, Naples, FL 34114 Property Records

Collier County property record for 14875 Edgewater Cir, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,515 sqft · built 2018
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,500 (Jun 2018)
Tax Bill	$3,164 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`234865 106B01`

Property Details

APN / Parcel Number

Primary APN	`234865 106B01`
Alternative APN	`27746001029`

Interior

Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	4,356 sqft (0.1 acres)
Deck Area	56 sqft

Location & Zoning

Street Address	14875 EDGEWATER CIR
City	NAPLES
State	FL
Zip	34114-8975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL HARBOR PHASE II LOT 10
Legal Range	26
Legal Township	51
Legal Section	1
Legal Subdivision	CORAL HARBOR PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	10
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1000
Census Tract	11108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14875 EDGEWATER CIR, NAPLES, FL 34114-8975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 26, 2018	Warranty Deed, Subdivision Related Transfer · ARM DHI MORTGAGE COMPANY LTD
Oct 17, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	20185576855
Deed Book / Page	5525 / 3070
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14875 EDGEWATER CIR, NAPLES, FL 34114-8975
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14875 EDGEWATER CIR, NAPLES, FL 34114-8975

Mortgage

Document Number	0058853560
Date	Feb 2, 2021
Book Page	5885/3560
Instrument	5994955

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 26, 2018
Property Address	14875 EDGEWATER CIR, NAPLES, FL 34114-8975
Document Number	0055253070
Book / Page	5525 / 3070
Map Reference	MB62 PG1-4
Instrument Date	Jun 22, 2018
Instrument	5576855
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	DHI TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,145.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14875 EDGEWATER CIR, NAPLES, FL 34114-8975

Mortgage

Document Number	0005576856
Date	Jun 26, 2018
Instrument	5576856

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 17, 2017
Property Address	14875 EDGEWATER CIR, NAPLES, FL 34114-8975
Document Number	0054403347
Book / Page	005440 / 003347
Instrument Date	Oct 13, 2017
Instrument	5459732
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$8,231.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,733 (+2.7%)	$360,144 (-15.94%) Land $130,680 Building $229,464
2025	$3,164.00 (+10.75%) Homeowner's exemption	$180,850 (+5.99%)	$428,454 (-13.48%) Land $204,732 Building $223,722
2023	$2,857.00 Homeowner's exemption	$170,634	$495,182 Land $199,287 Building $295,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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