14870 Karen Way, Cobb, CA 95426 Property Records

Lake County property record for 14870 Karen Way, Cobb, CA 95426

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Feb 2016)
Tax Bill	$580 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-204-010-000`

Property Details

APN / Parcel Number

Primary APN	`051-204-010-000`
Alternative APN	`051-204-01`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Old Parcel Number	051-204-01
Street Address	14870 KAREN WAY
City	COBB
State	CA
Zip	95426-1524
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SR
Legal Subdivision	HOBERGS PINE SUMMIT ESTATES
Legal Block	2
Legal Lot Number	5
Jurisdiction	LAKE CA
Township / Civil Division	COBB
Census Block Group	2
Census Block	2008
Census Tract	1102

Owner

14870 Karen Way, residential vacant land, is owned by two individuals who bought it in February 2016.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1252, COBB, CA 95426-1252
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2016 · Amount on File
Deed Sale	Feb 3, 2016 · Amount on File
Deed Document Number	20161395
Prior Transfer Date	May 18, 2012
Prior Transfer Doc	0000008790
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 29, 2020
Property Address	14870 KAREN WAY, COBB, CA 95426
Document Number	0000005049
Instrument Date	Apr 23, 2020
Instrument	5049
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1252 COBB CA 954261252, COBB, CA 95426-1252

Mortgage

Document Number	5050
Date	Apr 29, 2020
Instrument	5050

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 14870 Karen Way was $580, up 2.1% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$580.00 (+2.11%)	$33,463 (+2%) Land $33,463
2025	$568.00	$32,807 Land $32,807
2023	$546.00 (+2.63%)	$31,534 Land $31,534
2022	$532.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14870 Karen Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14870 Karen Way is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBB AREA COUNTY WATER DISTRICT serves 3,515 people · EPA ID CA1710012
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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