14870 Hitching Post Ln, Novelty, OH 44072 Property Records

Geauga County property record for 14870 Hitching Post Ln, Novelty, OH 44072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,654 sqft · built 1978
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Tax Bill	$6,886 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-022610`

Property Details

APN / Parcel Number

Primary APN	`26-022610`
Alternative APN	`000969-8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,654 sqft Living Area
1st Floor Area	2,367 sqft
Upper Floors Area	1,287 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	47,045 sqft (1.08 acres)
Terrain	Rolling
Garage Area	1,464 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	872 sqft
Deck Area	432 sqft
Patio Area	864 sqft
Balcony Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000969-8
Street Address	14870 HITCHING POST LN
City	NOVELTY
State	OH
Zip	44072-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	S/L 17 SILVER CREEK ESTATES SUB RERECORDED #2
Legal Subdivision	SILVER CREEK EST
Jurisdiction	GEAUGA OH
Township / Civil Division	RUSSELL
Census Block Group	2
Census Block	2031
Census Tract	311500

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14870 HITCHING POST LN, NOVELTY, OH 44072-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BANK
Sep 15, 2020	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14870 HITCHING POST LN, NOVELTY, OH 44072-9534
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14870 HITCHING POST LN, RUSSELL, OH 44072-9534

Mortgage

Document Number	0021783010
Date	Dec 11, 2023
Book Page	2178/3010
Instrument	202301018592

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14870 HITCHING POST LN, NOVELTY, OH 44072-9534
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	EMERALD GLEN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020782824
Date	Sep 24, 2019
Book Page	2078/2824
Instrument	201900954521

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14870 HITCHING POST LN, NOVELTY, OH 44072-9534
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14870 HITCHING POST LN, NOVELTY, OH 44072-9534

Mortgage

Document Number	0021023350
Date	Sep 15, 2020
Book Page	2102/3350
Instrument	202000969673

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Russell Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,886.00 (+4.6%)	$148,580 (-) Land $27,230 Building $121,350
2024	$6,583.00 (-0.83%) Homeowner's exemption	$148,580 (-) Land $27,230 Building $121,350
2023	$6,638.00 (+10.89%) Homeowner's exemption	$148,580 (+31.14%) Land $27,230 Building $121,350	$424,500 (+31.14%) Land $77,800 Building $346,700
2022		$113,300 Land $22,680 Building $90,620
2021	$5,986.00
2020			$323,700 Land $64,800 Building $258,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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