1487 N White Iron Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1487 N White Iron Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,444 sqft · built 2004
Lot Size	11.6 acres (509,216 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Jul 2003)
Tax Bill	$1,780 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0010-00252`

Property Details

APN / Parcel Number

Primary APN	`465-0010-00252`
Alternative APN	`758710`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,444 sqft Gross Area
1st Floor Area	872 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Lot Area	509,216 sqft (11.6 acres)
Garage Area	864 sqft

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	758710
Street Address	1487 N WHITE IRON RD
City	ELY
State	MN
Zip	55731-8252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	WLY 385 FT OF SE1/4 OF SW1/4 SERIAL #
Legal Range	12W
Legal Township	62N
Legal Section	02
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1064
Census Tract	15401

Owner

1487 N White Iron Rd is owned and occupied by an individual who bought it in July 2003.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1487 N WHITE IRON RD, ELY, MN 55731-8252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2003 · Amount on File
Deed Sale	Jul 21, 2003 · Amount on File
Deed Document Number	2003906566
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1487 N WHITE IRON RD, ELY, MN 55731-8252
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001449159
Date	Aug 8, 2022
Instrument	1449159

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	228 Months
Due	Aug 12, 2041

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1487 N WHITE IRON RD, ELY, MN 55731-8252
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001423542
Date	Sep 2, 2021
Instrument	1423542

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Aug 12, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 1487 N White Iron Rd was $1,780 with a homeowner's exemption, up 0.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,780.00 (+0.68%) Homeowner's exemption
2025	$1,768.00 (-11.33%) Homeowner's exemption	$290,400 (+14.56%) Land $70,300 Building $220,100	$290,400 (+14.56%) Land $70,300 Building $220,100
2024	$1,994.00	$253,500 Land $66,000 Building $187,500	$253,500 Land $66,000 Building $187,500
2022		$218,300 Land $54,100 Building $164,200	$218,300 Land $54,100 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1487 N White Iron Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1487 N White Iron Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Treehouse Broadband Fixed Wireless	900 / 500
T-Mobile Fixed Wireless	100 / 20

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