1487 Bay Tree Ln, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 1487 Bay Tree Ln, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,224 sqft · built 1985
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Tax Bill	$753 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-07-04-0031`

Property Details

APN / Parcel Number

Primary APN	`459-07-04-0031`
Alternative APN	`1910704021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,224 sqft Living Area
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	528 sqft
Deck Area	276 sqft
Patio Area	4,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1487 BAY TREE LN
City	SURFSIDE BEACH
State	SC
Zip	29575-5255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERFIELD; LT 293
Legal Subdivision	DEERFIELD
Legal Lot Number	293
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2001
Census Tract	51403

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1487 BAY TREE LN, MYRTLE BEACH, SC 29575-5255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 27, 2006
Transfer Doc	0031350596
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	1487 BAY TREE LN, SURFSIDE BEACH, SC 29575-5255
Document Number	6235/0353
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1487 BAY TREE LN SURFSIDE BEACH SC 295755255, SURFSIDE BEACH, SC 29575-5255

Mortgage

Document Number	6235/0353
Date	Jul 8, 2020
Book Page	006235/000353

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00
2024	$753.00 (+10.74%)	$16,253 (+102.5%) Land $5,796 Building $10,457	$406,327 (+71.92%) Land $144,890 Building $261,437
2023	$680.00 (+3.19%)	$8,026 (-15.1%) Land $1,814 Building $6,212	$236,340 (-) Land $45,340 Building $191,000
2021	$659.00	$9,454 Land $1,814 Building $7,640	$236,340 Land $45,340 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	127 units insured incl. 37 condo units
Nearby Flood Claims	21 (1996–2026)
Claims Outside the SFHA	21 of 21
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20