14869 Railroad Cut Rd, Rogers, AR 72756 Property Records

Benton County property record for 14869 Railroad Cut Rd, Rogers, AR 72756

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1994
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Apr 2020)
Tax Bill	$1,771 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-03678-001`

Property Details

APN / Parcel Number

Primary APN	`15-03678-001`
Alternative APNs	`51285.0` `51285`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14869 RAILROAD CUT RD
City	ROGERS
State	AR
Zip	72756-7911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	29
Legal Township	18
Legal Section	03
Legal Subdivision	HORSESHOE BEND EST-RURBAN
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	BENTON AR
Township / Civil Division	2
Census Block Group	1
Census Block	1031
Census Tract	21409

Owner

14869 Railroad Cut Rd is owned and occupied by an individual who bought it in April 2020.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	14869 RAILROAD CUT RD, ROGERS, AR 72756-7911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Warranty Deed, Transfer NAVY FCU
Oct 11, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	202022119
Prior Transfer Date	May 14, 2012
Prior Transfer Doc	2012018282
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 21, 2020
Property Address	14869 RAILROAD CUT RD, ROGERS, AR 72756-7911
Document Number	0000022119
Instrument Date	Apr 20, 2020
Instrument	22119
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14869 RAILROAD CUT RD ROGERS AR 727567911, ROGERS, AR 72756-7911

Mortgage

Document Number	22120
Date	Apr 21, 2020
Instrument	22120

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Oct 11, 2017
Property Address	14869 RAILROAD CUT RD, ROGERS, AR 72756-7911
Document Number	0000D63600
Instrument Date	Oct 10, 2017
Instrument	D63600
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14869 RAILROAD CUT RD ROGERS AR 727567911, ROGERS, AR 72756-7911

Mortgage

Document Number	M214472
Date	Oct 11, 2017
Instrument	M214472

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 14869 Railroad Cut Rd was $1,771, up 5.2% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,771.00 (+5.17%)	$46,637 (-) Land $4,200 Building $42,437	$233,185 Land $21,000 Building $212,185
2025	$1,684.00 Homeowner's exemption	$46,637 Land $4,200 Building $42,437
2024			$233,185 (+55.3%) Land $21,000 Building $212,185
2023	$1,444.00 Homeowner's exemption	$30,030 Land $1,260 Building $28,770	$150,150 Land $6,300 Building $143,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14869 Railroad Cut Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (2011–2020)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Dec 2020 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14869 Railroad Cut Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON COUNTY WATER AUTHORITY5 serves 1,900 people · EPA ID AR0000913
Water Source	Purchased surface water from MADISON CO WATER FACILITIES BD
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Railroad Cut Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures