San Diego County property record for 14867 Vesper Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,284 sqft · built 1978 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Feb 2026) |
| Tax Bill | $7,835 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-290-37-00 |
| Primary APN | 188-290-37-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 108,900 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 14867 VESPER RD |
|---|---|
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-6236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 3 (EX ST) TR PM04598 |
| Legal Subdivision | P4598 |
| Legal Tract | 4598 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 19111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14867 VESPER RD, VALLEY CENTER, CA 92082-6236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 10, 2026 | Grant Deed, Transfer · FHA Mortgage OBSIDIAN FINANCIAL SERVICES INC |
| Jan 23, 2023 | Grant Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on Record |
| Deed Sale | Feb 10, 2026 · Amount on Record |
| Prior Sale | Jan 23, 2023 · Amount on Record |
| Deed Document Number | 202637101 |
| Prior Transfer Date | Dec 11, 2006 |
| Prior Transfer Doc | 0000888587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 10, 2026 |
| Property Address | 14867 VESPER RD, VALLEY CENTER, CA 92082-6236 |
| Document Number | 0000037101 |
| Map Reference | PG 4598 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026-0037101 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 14867 VESPER RD, VALLEY CENTER, CA 92082-6236 |
| Investor | Possibly a Property Investor |
| Document Number | 0000037102 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026-0037102 |
| Name | OBSIDIAN FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 23, 2023 |
| Property Address | 14867 VESPER RD, VALLEY CENTER, CA 92082-6236 |
| Document Number | 0000017081 |
| Map Reference | PG 4598 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2023-0017081 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1674, VALLEY CENTER, CA 92082-1674 |
| Document Number | 0000017082 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023-0017082 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $721,618 (+2%) Land $296,555 Building $425,063 | |
| 2025 | $7,835.00 (+51.49%) | $707,470 (+56.23%) Land $290,741 Building $416,729 |
| 2023 | $5,172.00 (+1.79%) | $452,841 Land $186,099 Building $266,742 |
| 2022 | $5,081.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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