14865 Rustic Ridge Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 14865 Rustic Ridge Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,444 sqft · built 2023
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$1,534,000 (Jul 2023)
Tax Bill	$15,580 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-3630-004-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3630-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,444 sqft Living Area
1st Floor Area	2,454 sqft
2nd Floor Area	1,990 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Other
Lot Area	9,100 sqft (0.209 acres)
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	14865 RUSTIC RIDGE CIR
City	FOLSOM
State	CA
Zip	95630-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SF (PD)
Legal Description	RUSSELL RANCH PHASE 1, VILLAGE 1, LOT 17, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RUSSELL RANCH PHASE 1
Legal Lot Number	17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

Source: Sacramento County assessment roll, APN 072-3630-004-0000, as of July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14865 RUSTIC RIDGE CIR, FOLSOM, CA 95630-7059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Deed Document Number	2023
Deed Book / Page	20230712 / 627
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 12, 2023
Property Address	14865 RUSTIC RIDGE CIR, FOLSOM, CA 95630-7059
Document Number	0000000627
Map Reference	MB 410 PG 4
Instrument Date	Jun 06, 2023
Instrument	202307120627
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14865 RUSTIC RIDGE CIR, FOLSOM, CA 95630-7059

Mortgage

Document Number	0000000628
Date	Jul 12, 2023
Instrument	202307120628

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Aug 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

Tax Assessment & Valuation

Source: Sacramento County assessment roll as of July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$1,025,803 (+2%) Land $301,351 Building $724,452
2025	$15,580.00 (+0.76%)	$1,005,691 (+2.1%) Land $295,443 Building $710,248
2024	$15,463.00 (-0.17%)
2023	$15,490.00 (+140.19%)	$985,014 (+293.98%) Land $255,014 Building $730,000
2022	$6,449.00	$250,014 Land $250,014

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670085084, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 293 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50

May also be available: Cal.net, Verizon.

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