14865 Orchard Ave, Middlefield, OH 44062 Property Records

Geauga County property record for 14865 Orchard Ave, Middlefield, OH 44062

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,224 sqft · built 1973
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2019)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-049100`

Property Details

APN / Parcel Number

Primary APN	`19-049100`
Alternative APN	`003516-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	1,720 sqft
Upper Floors Area	1,008 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	19,602 sqft (0.45 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	340 sqft
Patio Area	200 sqft
Balcony Area	56 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	003516-0
Street Address	14865 ORCHARD AVE
City	MIDDLEFIELD
State	OH
Zip	44062-9268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S/L 4 M & B SUB
Legal Subdivision	M & B
Jurisdiction	GEAUGA OH
Township / Civil Division	MIDDLEFIELD
Census Block Group	1
Census Block	1021
Census Tract	312300

Owner

14865 Orchard Ave is owned and occupied by an individual who bought it in March 2019.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	14865 ORCHARD AVE, MIDDLEFIELD, OH 44062-9268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL/OMAHA MORTGAGE LLC
Mar 25, 2019	Survivorship Deed, Transfer · FHA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Jun 15, 2007 · Amount on File
Deed Document Number	2019947182
Deed Book / Page	2068 / 273
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Apr 9, 2026
Property Address	14865 ORCHARD AVE, MIDDLEFIELD, OH 44062-9268
Document Number	0001045666
Book / Page	2219 / 300
Instrument Date	Mar 27, 2026
Instrument	20261045666
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14865 ORCHARD AVE, MIDDLEFIELD, OH 44062-9268

Mortgage

Document Number	0001045666,
Date	Apr 9, 2026
Book Page	2219/300
Instrument	20261045666

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 22, 2041

Interest

Rate	5.44%
Max Rate	-1%

March 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GEAUGA OH
Recording Date	Mar 25, 2019
Property Address	14865 ORCHARD AVE, MIDDLEFIELD, OH 44062-9268
Document Number	0020680273
Book / Page	2068 / 0273
Map Reference	VOL 10 PG 5
Instrument Date	Mar 22, 2019
Instrument	201900947182
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	14865 ORCHARD AVE, MIDDLEFIELD, OH 44062-9268

Mortgage

Document Number	201900947183
Date	Mar 25, 2019
Instrument	201900947183

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14865 Orchard Ave was $3,183 with a homeowner's exemption, up 1.3% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Middlefield Village
Unified School District	Cardinal Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,183.00 (+1.3%)	$81,800 (-) Land $16,800 Building $65,000
2024	$3,142.00 (-1.94%) Homeowner's exemption	$81,800 (-) Land $16,800 Building $65,000
2023	$3,204.00 Homeowner's exemption	$81,800 (+21.28%) Land $16,800 Building $65,000	$233,700 Land $48,000 Building $185,700
2022		$67,450 Land $13,970 Building $53,480
2021	$3,143.00
2020			$192,700 Land $39,900 Building $152,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14865 Orchard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14865 Orchard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEFIELD VILLAGE PWS serves 2,748 people · EPA ID OH2802012
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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