Kent County property record for 14865 Hemlock Ave, Gowen, MI 49326
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 870 sqft · built 1950 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | Company Name on Record |
| Last Sale | $62,900 (Jul 1993) |
| Tax Bill | $2,564 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-04-22-376-034 |
| Primary APN | 41-04-22-376-034 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 870 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 11,587 sqft (0.266 acres) |
| Lot Dimensions | 228 ft deep x 51.5 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14865 HEMLOCK AVE |
|---|---|
| City | GOWEN |
| State | MI |
| Zip | 49326-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | L-R |
| Legal Description | 410422376034 LOTS 22 & 28 * HEMLOCK PARK SPLIT ON 06/18/2007 FROM 41-04-22-376-018, 41-04-22-376-009; |
| Legal Subdivision | HEMLOCK PARK SPLIT ON 06/18/2007 FROM 41 |
| Legal Lot Number | 22,28 |
| Jurisdiction | KENT MI |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 10102 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14865 HEMLOCK AVE, GOWEN, MI 49326-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 1993 · Amount on Record |
| Deed Sale | Jul 9, 1993 · Amount on Record |
| Last Transfer Date | Apr 10, 2007 |
| Transfer Doc | 0000040551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Aug 13, 2026 |
| Property Address | 14865 HEMLOCK AVE, GOWEN, MI 49326-9776 |
| Document Number | 0000055049 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202655049 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Address | 14865 HEMLOCK AVE, GOWEN, MI 49326-9776 |
| Document Number | 0000055049, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202655049 |
| Name | MMS MORTGAGE SERVICES LTD |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Spencer Township |
| Unified School District | Cedar Springs Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,600 (+3.1%) | $239,200 (+3.1%) | |
| 2025 | $2,564.00 (+10.71%) Homeowner's exemption | $116,000 (+14.29%) | $232,000 (+14.29%) |
| 2023 | $101,500 | $203,000 | |
| 2021 | $2,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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