14865 Co Rd 16, Wauseon, OH 43567 Property Records

Fulton County property record for 14865 Co Rd 16, Wauseon, OH 43567

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,392 sqft · built 1979
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Oct 2023)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-004144-00.000`

Property Details

APN / Parcel Number

Primary APN	`03-004144-00.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	1,392 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	109,336 sqft (2.51 acres)
Garage Type	Mixed
Garage Area	936 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	192 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	14865 COUNTY ROAD 16
City	WAUSEON
State	OH
Zip	43567-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2E-9S-21 N 225 E 485 S 1/2 NE NE 2.51A
Legal Range	02E
Legal Township	09S
Legal Section	21
Jurisdiction	FULTON OH
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1022
Census Tract	40600

Owner

14865 Co Rd 16 is owned and occupied by an individual who bought it in October 2023.

Source: Fulton County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	14865 COUNTY ROAD 16, WAUSEON, OH 43567-9491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2023	Survivorship Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	Jul 5, 2005 · Amount on File
Deed Document Number	20233573
Deed Book / Page	378 / 2902
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	14865 COUNTY ROAD 16, WAUSEON, OH 43567-9491
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14865 COUNTY ROAD 16, WAUSEON, OH 43567-9491

Mortgage

Document Number	00386/3977
Date	Sep 15, 2025
Book Page	386/3977
Instrument	202500003993

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FULTON OH
Recording Date	Oct 3, 2023
Property Address	14865 COUNTY ROAD 16, WAUSEON, OH 43567-9491
Document Number	00378/2902
Book / Page	378 / 2902
Instrument Date	Oct 2, 2023
Instrument	202300003573
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	14865 COUNTY ROAD 16, WAUSEON, OH 43567-9491

Mortgage

Document Number	202300003574
Date	Oct 3, 2023
Instrument	202300003574

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	14865 COUNTY ROAD 16, WAUSEON, OH 43567-9491
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00370/1290
Date	Dec 3, 2021
Book Page	370/1290
Instrument	202100006769

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	5-Year CMT
Max Rate	7.12%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	14865 COUNTY ROAD 16, WAUSEON, OH 43567-9491
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345/2034
Date	Jan 30, 2018
Book Page	0345/2034
Instrument	201800245414

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14865 Co Rd 16 was $1,995, down 5% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Chesterfield Township
Unified School District	Evergreen Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,995.00 (-5%)	$60,520 (+0.3%) Land $12,950 Building $47,570	$172,900 (-) Land $37,000 Building $135,900
2024	$2,100.00 (-2.73%)	$60,340 (-) Land $12,950 Building $47,390	$172,900 (+0.29%) Land $37,000 Building $135,900
2023	$2,159.00 (-5.8%) Homeowner's exemption	$60,340 (+16.08%) Land $12,950 Building $47,390	$172,400 Land $37,000 Building $135,400
2022	$2,292.00 Homeowner's exemption	$51,980 Land $10,780 Building $41,200
2020			$148,500 Land $30,800 Building $117,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14865 Co Rd 16 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14865 Co Rd 16 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 16

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