14865 Captiva Dr, Captiva, FL 33924 Property Records

Lee County property record for 14865 Captiva Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,315 sqft · built 2001
Lot Size	0.177 acres (7,710 sqft)
Owner	Company Name on Record
Last Sale	$1,450,000 (Nov 2021)
Tax Bill	$21,543 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`26-45-21-00-00007.0010`

Property Details

APN / Parcel Number

Primary APN	`26-45-21-00-00007.0010`
Alternative APNs	`21264500000070010` `10004121`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,315 sqft Living Area
Gross Area	6,248 sqft
1st Floor Area	1,581 sqft
Upper Floors Area	1,383 sqft
Basement Area	256 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	1,045 sqft
Patio Area	538 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10004121
Street Address	14865 CAPTIVA DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	PARL N OF LANES BAYVIEW SUB AS DESC IN OR 1145 PG 1074
Legal Range	21E
Legal Township	45S
Legal Section	26
Legal Subdivision	CAPTIVA BEACH SUBD - LANES SUBD
Legal Tract	00
Legal Block	1
Legal Lot Number	70
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1047
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15880 SUMMERLIN RD, 300, FORT MYERS, FL 33908-9613
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 28, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Document Number	2021391916
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 30, 2021
Property Address	14865 CAPTIVA DR, CAPTIVA, FL 33924
Document Number	0000391916
Map Reference	MB 3 PG 75
Instrument Date	Nov 22, 2021
Instrument	2021000391916
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	COASTAL TTL SVCS OF SW FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2704 BENNETT AVE, 2704, EVANSTON, IL 60201-1304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15880 SUMMERLIN RD # 30034, 30034, FORT MYERS, FL 33908-9612

Mortgage

Document Number	0000391919
Date	Nov 30, 2021
Instrument	2021000391919

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.67%
Type Change Date	Dec 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.67%
Index	Other
Margin	3
Max Rate	7.67%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	14865 CAPTIVA DR, CAPTIVA, FL 33924
Document Number	0000131463
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2704 BENNETT AVE EVANSTON IL 602011304, EVANSTON, IL 60201-1304

Mortgage

Document Number	0000131463
Date	Jun 6, 2019
Instrument	131463

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,426,146 (-4.28%) Land $957,419 Building $468,727	$1,426,146 (-11.17%) Land $957,419 Building $468,727
2025	$21,543.00 (+17.57%)	$1,489,918 (+21%)	$1,605,432 (+30.38%) Land $1,132,994 Building $472,438
2023	$18,323.00 (-25.41%)	$1,231,337 (-30.17%) Land $831,064 Building $400,273	$1,231,337 (-30.17%) Land $831,064 Building $400,273
2022	$24,564.00	$1,763,296 Land $928,750 Building $834,546	$1,763,296 Land $928,750 Building $834,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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