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14864 Held Cir, Cold Spring, MN 56320 Property Records

Stearns County property record for 14864 Held Cir, Cold Spring, MN 56320 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.75 Baths
Year BuiltBuilt 2020
Square Footage1,568 sqft Living Area
Lot Size239,144 sqft (5.49 acres)
OccupancyOwner Occupied
Last Sale$575,000 (2023)
Tax Bill$4,492.00 (2026)

Property Details

APN / Parcel Number

Primary APN05-02894-0006

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Total Rooms9 Rooms
Building Area1,568 sqft Living Area
Gross Area2,016 sqft Gross Area
1st Floor1,568 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2020
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area239,144 sqft (5.49 acres)
Parking Spaces6 Parking Spaces
Garage TypeDetached Garage
Garage Area1,680 sqft Garage
Shed1 Shed
Shed Area96 sqft Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address14864 HELD CIR
CityCOLD SPRING
StateMN
Zip56320-9627
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description5.49 A. FR 5.49 A. OF NE4NW4 SECTION 23 TOWNSHIP 124 RANGE 030 SECTION 23 TOWNSHIP 124 RANGE 030
Legal Range30W
Legal Township124
Legal Section23
JurisdictionSTEARNS MN
Minor Civil DivisionCOLLEGEVILLE
Census Blockgroup1
Census Block1021
Census Tract11305

Owner

Source: Stearns County records · APN 05-02894-0006

Assessment roll updated November 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14864 HELD CIR, COLD SPRING, MN 56320-9627
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Line of Credit
SENTRY BANK
Dec 18, 2023Warranty Deed, Transfer
QUDARY TITLE, QUARRY TITLE
May 23, 2022Quit Claim Deed, Transfer
MISC COMPANY
Oct 13, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Prior SaleOct 13, 2017 · Amount on Record
Deed Doc Number20231604811
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateMay 28, 2026
Property Address14864 HELD CIR, COLD SPRING, MN 56320-9627
Document Number0001713957
Instrument DateMay 15, 2026
Instrument20261713957
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address14864 HELD CIR, COLD SPRING, MN 56320-9627

Mortgage

Document Number0001713957,
DateMay 28, 2026
Instrument20261713957
Lender
NameSENTRY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 15, 2036
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateDec 18, 2023
Property Address14864 HELD CIR, COLD SPRING, MN 56320-9627
Document Number00A1665057
Instrument DateNov 30, 2023
InstrumentA1665057
Transaction TypeTransfer
Record UpdatedJan 09, 2024
Title CompanyQUDARY TITLE, QUARRY TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14864 HELD CIR, COLD SPRING, MN 56320-9627

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateMay 23, 2022
Property Address14864 HELD CIR, COLD SPRING, MN 56320-9627
Document Number00A1633106
Instrument DateMay 12, 2022
InstrumentA1633106
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14864 HELD CIR, COLD SPRING, MN 56320-9627

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateOct 13, 2017
Property Address14864 HELD CIR, COLD SPRING, MN 56320-9627
Document Number00A1506766
Instrument DateSep 29, 2017
InstrumentA1506766
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$990.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14864 HELD CIR, COLD SPRING, MN 56320-9627

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
County SubdivisionCollegeville Township
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,492.00 (+3.6%)
2025$495,800 (+2.23%) Land $187,500 Building $308,300$495,800 (+2.23%) Land $187,500 Building $308,300
2023$4,336.00$485,000 Land $181,200 Building $303,800$485,000 Land $181,200 Building $303,800

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