Wayne County property record for 14863 Stuart Ct, Gibraltar, MI 48173
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,404 sqft · built 1980 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,900 (Feb 2005) |
| Tax Bill | $4,473 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36 012 01 0020 000 |
| Primary APN | 36 012 01 0020 000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 104 ft deep x 82 ft wide |
| Garage Area | 563 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 352 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Street Address | 14863 STUART CT |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Description | 01H20 T5S LOT 20 KINGSBRIDGE SUB PC 355 L93 P37, 38 WCR |
| Legal Subdivision | KINGSBRIDGE |
| Legal Lot Number | 20 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 597000 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14863 STUART CT, GIBRALTAR, MI 48173-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Intrafamily Transfer, Transfer |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jun 22, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/ESTN MI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2005 · Amount on Record |
| Deed Sale | Feb 9, 2005 · Amount on Record |
| Prior Sale | Aug 21, 1997 · Amount on Record |
| Deed Document Number | 200570028 |
| Deed Book / Page | 42113 / 925 |
| Last Transfer Date | Oct 20, 2021 |
| Transfer Doc | 0571280949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Oct 20, 2021 |
| Property Address | 14863 STUART CT, GIBRALTAR, MI 48173-9417 |
| Document Number | 0571280949 |
| Book / Page | 57128 / 949 |
| Map Reference | LB 93 PG 37&38 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021378837 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14863 STUART CT, GIBRALTAR, MI 48173-9417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 14863 STUART CT, GIBRALTAR, MI 48173-9417 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 14863 STUART CT, GIBRALTAR, MI 48173-9417 |
| Document Number | 0564771059 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 56477/1059 |
| Instrument | 2021078112 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 14863 STUART CT, GIBRALTAR, MI 48173-9417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE FIRST NAT OPS |
| Name | Verified Name |
|---|
| Document Number | 0550060304 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 55006/0304 |
| Instrument | 2019147607 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 14863 STUART CT, GIBRALTAR, MI 48173-9417 |
| Document Number | 0538150333 |
| Book / Page | 053815 / 000333 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14863 STUART CT GIBRALTAR MI 481739417, GIBRALTAR, MI 48173-9417 |
| Document Number | 0538150333 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 053815/000333 |
| Instrument | 243230 |
| Name | FIFTH THIRD BK/ESTN MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,000 (+2.45%) | $318,000 (+2.45%) | |
| 2025 | $4,473.00 (+21.29%) Homeowner's exemption | $155,200 (+29.98%) | $310,400 (+29.98%) |
| 2023 | $119,400 | $238,800 | |
| 2020 | $3,688.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 112 (1980–2023) |
| Claims Outside the SFHA | 33 of 112 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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