14863 Michele Dr, Glenelg, MD 21737 Property Records

Howard County property record for 14863 Michele Dr, Glenelg, MD 21737

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,396 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Dec 2025)
Tax Bill	$15,155 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-451949`

Property Details

APN / Parcel Number

Primary APN	`05-451949`
Alternative APN	`451949`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,396 sqft Total Area
Basement Area	1,075 sqft
Finished Basement	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	98 sqft
Porch	Slab
Porch Area	194 sqft
Patio Area	718 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	451949
Street Address	14863 MICHELE DR
City	GLENELG
State	MD
Zip	21737-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCDEO
Legal Description	LOT 25 1.007 A 14863 MICHELE DR THE WARFIELDS II S 2 RSB
Legal Subdivision	THE WARFIELDS II
Legal Block	9999
Legal Lot Number	25
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2009
Census Tract	605104

Owner

14863 Michele Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14863 MICHELE DR, GLENELG, MD 21737-9416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Apr 11, 2013 · Amount on File
Deed Book / Page	23039 / 280
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 16, 2025
Property Address	14863 MICHELE DR, GLENELG, MD 21737-9416
Document Number	0230390280
Book / Page	23039 / 280
Map Reference	PL MDR 20247-20254
Instrument Date	Dec 3, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14863 MICHELE DR, GLENELG, MD 21737-9416

Mortgage

Document Number	0023039290
Date	Dec 16, 2025
Instrument	23039/290

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

The 2026 property tax bill for 14863 Michele Dr was $15,155, up 4.2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,155.00 (+4.22%)	$1,064,233 (+4.03%)	$1,146,700 (+12.09%) Land $306,200 Building $840,500
2025	$14,541.00	$1,023,000 Land $276,200 Building $746,800	$1,023,000 Land $276,200 Building $746,800
2023		$934,333	$1,023,000 Land $276,200 Building $746,800
2022	$10,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14863 Michele Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2012–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14863 Michele Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20