Jersey County property record for 14863 Cemetery Rd, Dow, IL 62022 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,844 sqft · built 2019 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $64,000 (Aug 2017) |
| Tax Bill | $6,901 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jun 2020 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-074-004-50 |
| Primary APN | 01-074-004-50 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,844 sqft Total Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 118,919 sqft (2.73 acres) |
| Account Number | 074-004-50 |
|---|---|
| Street Address | 14863 CEMETERY RD |
| City | DOW |
| State | IL |
| Zip | 62022-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 NE1/4 NW1/4 NO SALES 2019 1STY/BSMT 1844SQ |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10300 |
Source: Jersey County records · APN 01-074-004-50
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14863 CEMETERY RD, DOW, IL 62022-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage UNITED COMMUNITY BANK |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK |
| Jan 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK |
| Aug 30, 2017 | Deed of Trust, Mortgage THE BANK OF EDWARDSVILLE |
| Apr 10, 2019 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| Aug 30, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on Record |
| Deed Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 2017150564 |
| Deed Book / Page | 2074 / 87 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 14863 CEMETERY RD, DOW, IL 62022-3401 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202300172799 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 202300172799 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 1 Months |
| Due | Jan 11, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 14863 CEMETERY RD, DOW, IL 62022-3401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000159933 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 202000159933 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 14863 CEMETERY RD, DOW, IL 62022-3401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20202000158519 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 20202000158519 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 14863 CEMETERY RD, DOW, IL 62022-3401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2074/092 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 2074/092 |
| Instrument | 201700150565 |
| Name | THE BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | ALTON, IL 62002 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Aug 17, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 14863 CEMETERY RD, DOW, IL 62022-3401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900155740 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 201900155740 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Aug 30, 2017 |
| Property Address | 14863 CEMETERY RD, DOW, IL 62022-3401 |
| Document Number | 02074/0087 |
| Book / Page | 2074 / 0087 |
| Instrument Date | Jun 27, 2016 |
| Instrument | 201700150564 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $96.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14863 CEMETERY RD, DOW, IL 62022-3401 |
Source: Jersey County records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,901.00 (+1.8%) | $125,085 (+23.91%) Land $9,385 Building $115,700 | $375,255 (+23.91%) Land $28,155 Building $347,100 |
| 2024 | $6,779.00 (+9.27%) | ||
| 2022 | $6,204.00 Homeowner's exemption | $100,945 Land $7,855 Building $93,090 | $302,835 Land $23,565 Building $279,270 |
Source: FEMA National Flood Hazard Layer, Jersey County (17083C), updated April 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170830103001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 53 (1979–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Jul 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Grafton Communications | Fiber | 1,000 / 1,000 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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