Wayne County property record for 14862 Williams Ct, Gibraltar, MI 48173
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,883 sqft · built 1979 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jan 2021) |
| Tax Bill | $6,479 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 36 012 01 0011 000 |
| Primary APN | 36 012 01 0011 000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,883 sqft Living Area |
| 1st Floor Area | 1,081 sqft |
| Basement Area | 769 sqft |
| Unfinished Basement | 769 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 100 ft deep x 82.3 ft wide |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 14862 WILLIAMS CT |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Description | 01H11 T5S LOT 11 KINGSBRIDGE SUB PC 355 L93 P37, 38 WCR |
| Legal Subdivision | KINGSBRIDGE |
| Legal Lot Number | 11 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 597000 |
14862 Williams Ct is owned and occupied by two individuals who bought it in January 2021.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14862 WILLIAMS CT, GIBRALTAR, MI 48173-9419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2021 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 AT SUBURBAN |
| Feb 28, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on File |
| Deed Sale | Jan 21, 2021 · Amount on File |
| Prior Sale | Jan 20, 2021 · Amount on File |
| Deed Document Number | 202133482 |
| Deed Book / Page | 56357 / 713 |
| Prior Transfer Date | Feb 6, 2019 |
| Prior Transfer Doc | 0548800682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 21, 2021 |
| Property Address | 14862 WILLIAMS CT, GIBRALTAR, MI 48173-9419 |
| Document Number | 0563570713 |
| Book / Page | 056357 / 000713 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 33482 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,279.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14242 NAVARRE ST GIBRALTAR MI 481739443, GIBRALTAR, MI 48173-9443 |
| Document Number | 563570715 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 056357/000715 |
| Instrument | 33483 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Feb 28, 2019 |
| Property Address | 14862 WILLIAMS CT, GIBRALTAR, MI 48173-9419 |
| Document Number | 0548800682 |
| Book / Page | 054880 / 000682 |
| Instrument Date | Feb 6, 2019 |
| Instrument | 44015 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | TITLE365/RECORDING DEPT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14862 WILLIAMS CT GIBRALTAR MI 481739419, GIBRALTAR, MI 48173-9419 |
| Document Number | 548800687 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 054880/000687 |
| Instrument | 44016 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 27, 2034 |
The 2025 property tax bill for 14862 Williams Ct was $6,479 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,300 (+2.46%) | $324,600 (+2.46%) | |
| 2025 | $6,479.00 Homeowner's exemption | $158,400 | $316,800 |
| 2023 | $122,500 | $245,000 | |
| 2020 | $3,628.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14862 Williams Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 112 (1980–2023) |
| Claims Outside the SFHA | 33 of 112 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14862 Williams Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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