14860 Windjammer Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 14860 Windjammer Dr, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,477 sqft · built 2003
Lot Size0.169 acres (7,362 sqft)
OwnerIndividual Name on File
Last Sale$429,000 (Sep 2022)
Tax Bill$3,871 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Apr 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN719-68-65-37-100-000

Property Details

APN / Parcel Number

Primary APN719-68-65-37-100-000
Alternative APNs
  • 398709002
  • 451781000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,477 sqft Finished Area
1st Floor Area176 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area7,362 sqft (0.169 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area21 sqft
Deck Area140 sqft
Patio Area140 sqft
Balcony Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number451781000
Street Address14860 WINDJAMMER DR
CityMIDLOTHIAN
StateVA
Zip23112-4367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionEDGEWATER SEC 6 075
Legal SubdivisionEDGEWATER AT THE RESERVOIR
Legal Lot Number75
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group1
Census Block1011
Census Tract100938

Owner

14860 Windjammer Dr is owned and occupied by an individual who bought it in September 2022.

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address14860 WINDJAMMER DR, MIDLOTHIAN, VA 23112-4367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Apr 30, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
GUILD MORTGAGE COMPANY LLC
Aug 8, 2018Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2022 · Amount on File
Deed SaleSep 27, 2022 · Amount on File
Prior SaleAug 8, 2018 · Amount on File
Deed Document Number202241669
Deed Book / Page14097 / 1
Prior Transfer DateApr 26, 2021
Prior Transfer Doc13390688
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateSep 27, 2022
Property Address14860 WINDJAMMER DR, MIDLOTHIAN, VA 23112-4367
Document Number00014097-1
Book / Page14097 / 1
Instrument DateSep 15, 2022
Instrument2022041669
Transaction TypeTransfer
Record UpdatedOct 12, 2022
Title CompanyATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14860 WINDJAMMER DR, MIDLOTHIAN, VA 23112-4367

Mortgage

Document Number2022041670
DateSep 27, 2022
Instrument2022041670
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESTERFIELD VA
Recording DateApr 30, 2021
Property Address14860 WINDJAMMER DR, MIDLOTHIAN, VA 23112-4367
Document Number013390-688
Book / Page13390 / 688
Instrument DateApr 26, 2021
Instrument2021028263
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14860 WINDJAMMER DR, MIDLOTHIAN, VA 23112-4367

Mortgage

Document Number013390-692
DateApr 30, 2021
Book Page13390/692
Instrument2021028264
Lender
NameGUILD MORTGAGE COMPANY LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateAug 8, 2018
Property Address14860 WINDJAMMER DR, MIDLOTHIAN, VA 23112-4367
Document Number12066183
Book / Page012066 / 000183
Instrument DateJul 5, 2018
Instrument29689
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$317.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14860 WINDJAMMER DR MIDLOTHIAN VA 231124367, MIDLOTHIAN, VA 23112-4367

Mortgage

Document Number12066187
DateAug 8, 2018
Book Page012066/000187
Instrument29690
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14860 Windjammer Dr was $3,871, up 2% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,871.00 (+2%)$432,200 (+2.01%) Land $90,000 Building $342,200$432,200 (+2.01%) Land $90,000 Building $342,200
2025$3,795.00$423,700 Land $87,000 Building $336,700$423,700 Land $87,000 Building $336,700
2023$3,457.00$377,200 Land $82,000 Building $295,200$377,200 Land $82,000 Building $295,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14860 Windjammer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14860 Windjammer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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