14860 FM 2860, Kaufman, TX 75142 Property Records

Kaufman County property record for 14860 FM 2860, Kaufman, TX 75142

Property Summary

Property Type	Rural Home
Details	2 ba · 1,836 sqft · built 2017
Lot Size	9.98 acres (435,164 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,301 (2024)
Deeds & Mortgages	Dec 2021 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R15753`

Property Details

APN / Parcel Number

Primary APN	`R15753`
Alternative APN	`99.0565.0000.0045.01.04.00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,836 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435,164 sqft (9.98 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	80 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R15753
Old Parcel Number	99056500000045010400
Street Address	14860 FM 2860
City	KAUFMAN
State	TX
Zip	75142-7937
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SHARP WHITLEY, TRACT 45.01; 9.99 ACRES, PP# DBA00-0560-01 Z0565-0040-05 PP# DBA00-0560-01 Z0565-0040-05
Legal Subdivision	SHARP WHITLEY
Legal Tract	45.01
Jurisdiction	KAUFMAN TX
Township / Civil Division	KAUFMAN
Census Block Group	1
Census Block	1042
Census Tract	51201

Owner

14860 FM 2860, a rural home, is owned and occupied by two individuals who acquired it in January 2017.

Source: Kaufman County records, as of October 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	14860 FM 2860, KAUFMAN, TX 75142-7937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 10, 2017	Deed of Trust, Mortgage · FHA Mortgage GEORGETOWN MORTGAGE INC
Aug 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 1, 2018	Warranty Deed, Transfer JACK & CHRISTIE ELLISON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2017
Deed Sale	Jan 13, 2017
Deed Document Number	2017-0000959
Deed Book / Page	5239 / 394
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	14860 FM 2860, KAUFMAN, TX 75142-7937
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073940540
Date	Dec 28, 2021
Book Page	7394/540
Instrument	2021-0052957

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	14860 FM 2860, KAUFMAN, TX 75142-7937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RANGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053370242
Date	May 10, 2017
Book Page	5337/242
Instrument	2017-0010351

Lender

Name	GEORGETOWN MORTGAGE INC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	14860 FM 2860, KAUFMAN, TX 75142-7937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065290267
Date	Aug 6, 2020
Book Page	6529/267
Instrument	2020-0022780

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2047

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Aug 1, 2018
Property Address	14860 FM 2860, KAUFMAN, TX 75142-7937
Document Number	0057570179
Book / Page	005757 / 000179
Instrument Date	Jul 30, 2018
Instrument	18921
Transaction Type	Transfer
Record Updated	Dec 12, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10808 FM 1895 KEMP TX 75143, KEMP, TX 75143

Mortgage

Document Number	57570183
Date	Aug 1, 2018
Book Page	005757/000183
Instrument	18922

Lender

Name	JACK & CHRISTIE ELLISON
Address	15750 FM 2860, KAUFMAN, TX 75142-7938
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	216 Months
Due	Jul 31, 2036

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Kemp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$430,629	$592,540 Land $189,928 Building $402,612
2024	$5,301.00 (+12.45%)
2023	$4,714.00 (-13.11%) Homeowner's exemption	$738,426 Land $189,928 Building $548,498	$738,426 Land $189,928 Building $548,498
2022	$5,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14860 FM 2860 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14860 FM 2860 is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BECKER-JIBA SUD serves 3,741 people · EPA ID TX1290011
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Brightspeed, EarthLink Business, T-Mobile, Verizon.

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