1486 Willow Oak Dr, Forest, VA 24551 Property Records

Bedford County property record for 1486 Willow Oak Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Feb 2021)
Tax Bill	$1,361 (2023)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135 39 4`

Property Details

APN / Parcel Number

Primary APN	`135 39 4`
Alternative APNs	`90511846` `526951`

Exterior

Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Account Number	526951
Street Address	WILLOW OAK DR
City	FOREST
State	VA
Zip	24551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREAT OAKS SEC 3 LT 4 PB 56/317
Legal Subdivision	GREAT OAKS
Legal Lot Number	4
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30203

Owner

Source: Bedford County records, as of February 27, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	804 N WATFORD ST, STERLING, VA 20164-3731
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Jan 31, 2024	Intrafamily Transfer, Transfer
Feb 22, 2021	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
May 13, 2020	Warranty Deed, Transfer ADVANTAGEONE TITLE, ADVANTAGE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Feb 22, 2021 · Amount on Record
Deed Document Number	0210002555
Last Transfer Date	Jan 31, 2024
Transfer Doc	0240000675
Record Updated	Jun 7, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 16, 2025
Property Address	1486 WILLOW OAK DR, FOREST, VA 24551-2995
Document Number	0250004823
Map Reference	MB 56 PG 317-318
Instrument Date	Jun 12, 2025
Instrument	250004823
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1486 WILLOW OAK DR, FOREST, VA 24551-2995

Mortgage

Document Number	0250004824
Date	Jun 16, 2025
Instrument	250004824

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Jan 31, 2024
Property Address	WILLOW OAK DR, FOREST, VA 24551
Document Number	0240000675
Instrument Date	Jan 22, 2024
Instrument	240000675
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 N WATFORD ST, STERLING, VA 20164-3731

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 22, 2021
Property Address	WILLOW OAK DR, FOREST, VA 24551
Document Number	0210002555
Instrument Date	Feb 20, 2021
Instrument	210002555
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 N WATFORD ST, STERLING, VA 20164-3731

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 13, 2020
Property Address	WILLOW OAK DR, FOREST, VA 24551
Document Number	0200004793
Instrument Date	Apr 23, 2020
Instrument	200004793
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,361.00 Additional exemption filed	$166,050	$332,100 Land $73,000 Building $259,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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