1486 Thrift St, El Campo, TX 77437 Property Records

Wharton County property record for 1486 Thrift St, El Campo, TX 77437

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,026 sqft · built 1940
Lot Size0.387 acres (16,875 sqft)
OwnerIndividual Name on Record
Tax Bill$672 (2025)
Deeds & MortgagesJan 2023 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11235-014-004-00

Property Details

APN / Parcel Number

Primary APN11235-014-004-00
Alternative APNs
  • R024292
  • 24292

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,026 sqft Living Area
1st Floor Area1,026 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1945
Lot Area16,875 sqft (0.387 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
Garage Area361 sqft
CarportCarport
Carport Area361 sqft
PorchOpen Porch
Porch Area70 sqft

Location & Zoning

Account Number1123501400400
Street Address1486 THRIFT ST
CityEL CAMPO
StateTX
Zip77437-5858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHLAND BLOCK 14 LOT 3B,4
Legal SubdivisionSOUTHLAND
Legal Block14
Legal Lot Number3B
JurisdictionWHARTON TX
Township / Civil DivisionEL CAMPO
Census Block Group3
Census Block3020
Census Tract741000

Owner

Source: Wharton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1486 THRIFT ST, EL CAMPO, TX 77437-5858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Deed of Trust, Mortgage · Conventional Mortgage
TEXASGULF FCU
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
TEXASGULF FCU
Apr 13, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2021
Deed SaleNov 16, 2021
Prior SaleNov 16, 2021 · Amount on Record
Deed Document Number20217344
Deed Book / Page1242 / 703
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHARTON TX
Property Address1486 THRIFT ST, EL CAMPO, TX 77437-5858
Transaction TypeMortgage
Record UpdatedNov 16, 2023
Title CompanyNOT AVAILABLE, COASTAL TITLE COMAPNY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001296/414
DateJan 31, 2023
Book Page1296/414
Instrument2023-00000527
Lender
NameTEXASGULF FCU
TypeCredit Union
AddressWHARTON, TX 77488
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueJan 20, 2046

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHARTON TX
Property Address1486 THRIFT ST, EL CAMPO, TX 77437-5858
Transaction TypeMortgage
Record UpdatedNov 16, 2023
Title CompanyCASTLE TITLE INSURANCE AGENCY, COASTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001242/705
DateNov 16, 2021
Book Page1242/705
Instrument2021-00007345
Lender
NameTEXASGULF FCU
TypeCredit Union
AddressWHARTON, TX 77488
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 10, 2036

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHARTON TX
Recording DateApr 13, 2021
Property Address1486 THRIFT ST, EL CAMPO, TX 77437-5858
Document Number001212/934
Book / Page1212 / 934
Instrument DateApr 5, 2021
Instrument2021-00002201
Transaction TypeTransfer
Record UpdatedNov 16, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address208 OSCAR ST, EL CAMPO, TX 77437-5031

Transferred To (Grantee/Buyer)

NameVerified Name
Address268 CANDY ST, EL CAMPO, TX 77437-9236

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWharton County
Unified School DistrictEl Campo Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,641 (+1.18%) Land $31,219 Building $54,422$85,641 (+1.18%) Land $31,219 Building $54,422
2025$672.00 (-31.22%) Homeowner's exemption$84,642 (+6.22%) Land $31,219 Building $53,423$84,642 (+6.22%) Land $31,219 Building $53,423
2023$79,682 Land $31,219 Building $48,463$79,682 Land $31,219 Building $48,463
2022$977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims11 (1994–2017)
Claims Outside the SFHA3 of 11
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 2 claims
  • Severe Thunderstorms And Flooding, Oct 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EL CAMPO
serves 12,095 people · EPA ID TX2410002
Water SourceGroundwater
Last State InspectionNov 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Skynet
Fixed Wireless
100 / 50

May also be available: Hotwire Communications, Rise Broadband, YK Communications.

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