Polk County property record for 1486 Smith Waldrop Rd, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,044 sqft |
| Lot Size | 551,905 sqft (12.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2006) |
| Tax Bill | $4,125.00 (2025) |
| Primary APN | P84-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,044 sqft |
| Year Built | Built 1986 |
|---|---|
| Lot Area | 551,905 sqft (12.6 acres) |
| Total Buildings | 2 Total Buildings |
| Account Number | 34448 |
|---|---|
| Street Address | 1486 SMITH WALDROP RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-8742 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SMITH-WALDROP RD, 100D 100D COUNTY RURAL |
| Legal Subdivision | D COUNTY RURAL |
| Jurisdiction | POLK NC |
| Minor Civil Division | COLUMBUS |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 920103 |
Source: Polk County records · APN P84-15
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1486 SMITH WALDROP RD, MILL SPRING, NC 28756-8742 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2006 · Amount on Record |
| Deed Sale | May 12, 2006 · Amount on Record |
| Deed Doc Number | 0000341890 |
| Deed Book / Page | 341 / 890 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1486 SMITH WALDROP RD, MILL SPRING, NC 28756-8742 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 00474/1129 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 474/1129 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, NC 28722 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1486 SMITH WALDROP RD, MILL SPRING, NC 28756-8742 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 448/1425 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 448/1425 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,125.00 (+81.16%) | $808,384 (+127.06%) Land $191,710 Building $616,674 | $808,384 (+127.06%) Land $191,710 Building $616,674 |
| 2023 | $2,277.00 | $356,025 Land $146,700 Building $209,325 | |
| 2021 | $356,025 Land $146,700 Building $209,325 |
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