1486 McAfee St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1486 McAfee St, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft · built 1964
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,900 (Aug 2020)
Tax Bill	$4,426 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-29-22-23-0122`

Property Details

APN / Parcel Number

Primary APN	`22-29-22-23-0122`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1486 MCAFEE ST
City	SAINT PAUL
State	MN
Zip	55106-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	BERLAND ADDITION NO. 4 N 40 FT OF S 80 FT OF LOT 3 BLK 12
Legal Range	22
Legal Township	29
Legal Section	22
Legal Quarter	2
Quarter-Quarter Section	3
Legal Subdivision	BERLAND ADDITION NO 4
Legal Block	12
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3016
Census Tract	30703

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1486 MCAFEE ST, SAINT PAUL, MN 55106-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional with PMI LAKE AREA MTG
Aug 4, 2020	Warranty Deed, Transfer · Conventional with PMI LAKE AREA MTG
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE AREA MTG
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Dec 2, 2013
Deed Document Number	T02671465
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1486 MCAFEE ST, SAINT PAUL, MN 55106-1435
Document Number	0002674282
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1486 MCAFEE ST ST PAUL MN 551061435, ST PAUL, MN 55106-1435

Mortgage

Document Number	0002674282
Date	Sep 4, 2020
Instrument	2674282

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 4, 2020
Property Address	1486 MCAFEE ST, SAINT PAUL, MN 55106-1435
Document Number	0002671465
Instrument Date	Aug 3, 2020
Instrument	2671465
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1486 MCAFEE ST ST PAUL MN 551061435, ST PAUL, MN 55106-1435

Mortgage

Document Number	2671466
Date	Aug 4, 2020
Instrument	2671466

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Mortgage

Document Number	2671467,
Date	Aug 4, 2020
Instrument	2671467

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1486 MCAFEE ST, SAINT PAUL, MN 55106-1435
Document Number	0002674283
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1486 MCAFEE ST ST PAUL MN 551061435, ST PAUL, MN 55106-1435

Mortgage

Document Number	0002674283
Date	Sep 4, 2020
Instrument	2674283

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1486 MCAFEE ST, SAINT PAUL, MN 55106-1435
Document Number	0002586781
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1486 MCAFEE ST ST PAUL MN 551061435, ST PAUL, MN 55106-1435

Mortgage

Document Number	0002586781
Date	May 8, 2017
Instrument	2586781

Lender

Name	AMERICAN INTERNET MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,426.00 Homeowner's exemption	$258,100 Land $25,000 Building $233,100	$258,100 Land $25,000 Building $233,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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