1486 Hwy 294, Murphy, NC 28906 Property Records

Cherokee County property record for 1486 Hwy 294, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2008
Square Footage	2,804 sqft Heated Area
Lot Size	138,521 sqft (3.18 acres)
Occupancy	Owner Occupied
Last Sale	$500,000 (2021)
Tax Bill	$3,271.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`455100948153000`
Alternative APN	`56256`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,804 sqft Heated Area
Upper Floors	768 sqft Upper Floors
Basement Area	2,016 sqft Basement
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Wood Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	138,521 sqft (3.18 acres)
Depth X Width	297 ft x 542 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,248 sqft Garage
Carport	Carport
Carport Area	494 sqft Carport
Shed	1 Shed
Shed Area	280 sqft Shed
Patio Area	856 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	56256
Street Address	1486 HIGHWAY 294
City	MURPHY
State	NC
Zip	28906-7977
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	FR TWIGGS 1304/343
Jurisdiction	CHEROKEE NC
Minor Civil Division	SHOAL CREEK
Census Blockgroup	1
Census Block	1016
Census Tract	930603

Owner

Source: Cherokee County records · APN 455100948153000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1486 HIGHWAY 294, MURPHY, NC 28906-7977
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2021 · Amount on Record
Deed Sale	Dec 07, 2021 · Amount on Record
Prior Sale	Nov 02, 2007
Deed Doc Number	8221
Deed Book / Page	1698 / 745
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 07, 2021
Property Address	1486 HIGHWAY 294, MURPHY, NC 28906-7977
Document Number	001698/745
Book / Page	1698 / 745
Instrument Date	Nov 19, 2021
Instrument	8221
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1486 HIGHWAY 294, 1486, MURPHY, NC 28906-7977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1486 HIGHWAY 294, MURPHY, NC 28906-7977

Mortgage

Document Number	0001698748
Date	Dec 07, 2021
Instrument	1698/748

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,271.00	$483,590 (-)	$483,590 (-) Land $17,080 Building $466,510
2023		$483,590	$483,590 Land $17,080 Building $466,510

Flood & Wildfire

1486 Hwy 294 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 66th percentile of exposed land nationally · 88th in North Carolina
Wildfire Likelihood	High — about 1 in 405 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.