14857 Liston Ave, South Beloit, IL 61080 Property Records

Winnebago County property record for 14857 Liston Ave, South Beloit, IL 61080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,232 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2021)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-07-428-029`

Property Details

APN / Parcel Number

Primary APN	`04-07-428-029`
Alternative APNs	`407428029` `007D575`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	14857 LISTON AVE
City	SOUTH BELOIT
State	IL
Zip	61080-2488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MISTY MEADOWS 3RD ADD PT SE1/4 SEC 7-46-2 LOT 175
Legal Range	2
Legal Township	46
Legal Section	7
Legal Subdivision	MISTY MEADOWS 3RD ADD
Legal Lot Number	175
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	4
Census Block	4045
Census Tract	4004

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14857 LISTON AVE, SOUTH BELOIT, IL 61080-2488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
Sep 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 12, 2019	Grant Deed, Transfer · Conventional with PMI MIDLAND STATES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	202140083
Prior Transfer Date	Aug 30, 2019
Prior Transfer Doc	0001030050
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 5, 2021
Property Address	14857 LISTON AVE, SOUTH BELOIT, IL 61080-2488
Document Number	0000040083
Map Reference	PB 43 PG 32
Instrument Date	Nov 2, 2021
Instrument	2140083
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13293 WYNSTONE WAY, 13293, ROCKTON, IL 61072-3254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14857 LISTON AVE, SOUTH BELOIT, IL 61080-2488

Mortgage

Document Number	0000040084
Date	Nov 5, 2021
Instrument	2140084

Lender

Name	BARRINGTON BANK & TRUST CO NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.88%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 6, 2019
Property Address	14857 LISTON AVE, SOUTH BELOIT, IL 61080-2488
Document Number	0001030050
Instrument Date	Aug 30, 2019
Instrument	1030050
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 30 ROCKTON IL 610720030, ROCKTON, IL 61072-0030

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 12, 2019
Property Address	14857 LISTON AVE, SOUTH BELOIT, IL 61080-2488
Document Number	0001006025
Instrument Date	Mar 7, 2019
Instrument	1006025
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13293 WYNSTONE WAY ROCKTON IL 610723254, ROCKTON, IL 61072-3254

Mortgage

Document Number	1006026
Date	Mar 12, 2019
Instrument	1006026

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	South Beloit City
Unified School District	County of Winnebago SD 320 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00	$65,803 (+34.15%) Land $13,438 Building $52,365	$197,409 (+34.15%) Land $40,314 Building $157,095
2022	Homeowner's exemption	$49,051 Land $10,017 Building $39,034	$147,153 Land $30,051 Building $117,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2008–2018)
Most Recent Claim	Oct 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-SOUTH BELOIT private · serves 7,893 people · EPA ID IL2010450
Water Source	Purchased groundwater from CITY OF BELOIT
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire, Verizon.

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