14856 Sun Peak Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 14856 Sun Peak Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,570 sqft · built 2021
Lot Size	0.185 acres (8,060 sqft)
Owner	2 Company Names on File
Last Sale	$1,370,000 (Apr 2024)
Tax Bill	$19,868 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-3610-010-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3610-010-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,570 sqft Living Area
1st Floor Area	1,833 sqft
2nd Floor Area	1,737 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Other
Lot Area	8,060 sqft (0.185 acres)
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	14856 SUN PEAK DR
City	FOLSOM
State	CA
Zip	95630-6682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SF (PD)
Legal Description	RUSSELL RANCH PHASE 1 VILLAGE 5, LOT 10, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RUSSELL RANCH PHASE 1 VILLAGE 5
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

Source: Sacramento County records · APN 072-3610-010-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Feb 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 04, 2024	Grant Deed, Transfer · Conventional Mortgage ANSWER HOME LENDING INC
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU
Nov 30, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2024 · Amount on Record
Deed Sale	Apr 04, 2024 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Book / Page	20240404 / 1186
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 07, 2026
Property Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682
Document Number	2026001319
Book / Page	20260807 / 1319
Instrument Date	Aug 03, 2026
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682

Mortgage

Document Number	2026001319,
Date	Aug 07, 2026
Book Page	20260807/1319

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682

Mortgage

Document Number	0000000928
Date	Feb 02, 2026
Instrument	202602020928

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 04, 2024
Property Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682
Document Number	0000001186
Map Reference	MB 411 PG 3
Instrument Date	Apr 01, 2024
Instrument	202404041186
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682

Mortgage

Document Number	0000001187
Date	Apr 04, 2024
Instrument	202404041187

Lender

Name	ANSWER HOME LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682

Mortgage

Document Number	0000000899
Date	Mar 14, 2022
Instrument	2022031400899

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	PASADENA, CA 91105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 30, 2021
Property Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682
Document Number	0000000642
Map Reference	MB 411 PG 3
Instrument Date	Nov 05, 2021
Instrument	2021113000642
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14856 SUN PEAK DR, FOLSOM, CA 95630-6682

Mortgage

Document Number	0000000643
Date	Nov 30, 2021
Instrument	2021113000643

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,425,348 (+2%) Land $353,736 Building $1,071,612
2025	$19,868.00 (+10.92%)	$1,397,400 (+15.86%) Land $346,800 Building $1,050,600
2024	$17,912.00 (+1.2%)
2023	$17,700.00 (+1.11%) Homeowner's exemption	$1,206,065 Land $346,800 Building $859,265
2022	$17,505.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670085084, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile USA, UnWired Broadband Holding, Verizon, Zeta Broadband.

Based on FCC filings for 427 locations within half a mile of this property.

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