Cook County property record for 14856 Keystone Ave, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,360 sqft · built 1955 |
| Lot Size | 0.158 acres (6,887 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $236,500 (Jul 2021) |
| Tax Bill | $7,947 (2023) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 28-10-408-024 |
| Primary APN | 28-10-408-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,887 sqft (0.158 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 14856 KEYSTONE AVE |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A H (KRAOS)(REALTY) COS HEART OF (MIDLOTHIAN) RESUB BLKS1 12 & 14 IN MIDLOTHIAN GARDENS SUB SEC 10-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 10 |
| Legal Subdivision | KRAOS REALTY COS HEART OF MIDLOTHIAN |
| Legal Block | 1,12, |
| Legal Lot Number | 13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 824701 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14856 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 19, 2021 | Warranty Deed, Transfer COMMERCIAL LENDER LLC |
| Oct 21, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Jan 19, 2021 · Amount on Record |
| Deed Document Number | 202139309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 27, 2021 |
| Property Address | 14856 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3334 |
| Document Number | 0020839309 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2120839309 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14856 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3334 |
| Document Number | 0020839310 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2120839310 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 19, 2021 |
| Property Address | 14856 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3334 |
| Document Number | 2101939362 |
| Instrument Date | Nov 3, 2020 |
| Instrument | 1939362 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14856 KEYSTONE AVE MIDLOTHIAN IL 604453334, MIDLOTHIAN, IL 60445-3334 |
| Document Number | 2101939363 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 1939363 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Address | VERNON, CT 06066 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 18, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 21, 2020 |
| Property Address | 14856 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3334 |
| Document Number | 2029534203 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 29534203 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $94.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15774 S LA GRANGE RD ORLAND PARK IL 604624766, ORLAND PARK, IL 60462-4766 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,001 (+79.19%) Land $2,411 Building $18,590 | $210,010 (+79.19%) Land $24,110 Building $185,900 | |
| 2023 | $7,947.00 (+44.33%) | ||
| 2022 | $5,506.00 Homeowner's exemption | $11,720 Land $2,066 Building $9,654 | $117,200 Land $20,660 Building $96,540 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 71 (1979–2026) |
| Claims Outside the SFHA | 17 of 71 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
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