14854 Ferden Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 14854 Ferden Rd, Oakley, MI 48649 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$651 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-23-3005-000`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-23-3005-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14854 FERDEN RD
City	OAKLEY
State	MI
Zip	48649-8768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 200 FT OF W 417.42 FT OF S 208.71 FT OF SW 1/4 OF SW 1/4 -- 1 ACRE SEC 23 T09N R2E
Legal Range	02E
Legal Township	09N
Legal Section	23
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	4
Census Block	4001
Census Tract	12500

Owner

Source: Saginaw County records · APN 07-09-2-23-3005-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14854 FERDEN RD, OAKLEY, MI 48649-8768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14854 FERDEN RD, OAKLEY, MI 48649-8768
Transaction Type	Mortgage
Record Updated	Jul 05, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14854 FERDEN RD, OAKLEY, MI 48649-8768

Mortgage

Document Number	0000018024
Date	Jun 21, 2022
Instrument	2022018024

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 09, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,100	$176,200
2025	$651.00 (-64.91%) Homeowner's exemption
2022	$1,855.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.