14851 Co Rd 3490, Ada, OK 74820 Property Records

Pontotoc County property record for 14851 Co Rd 3490, Ada, OK 74820

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,080 sqft · built 1982
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Sep 2000)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-32-004-005-0-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-32-004-005-0-003-00`
Alternative APN	`5808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	1,306,800 sqft (30 acres)
Garage Type	Mixed
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	268 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5808
Street Address	14851 COUNTY ROAD 3490
City	ADA
State	OK
Zip	74820-2726
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BEG. 495' N OF SE/C OF SE - W 2640'-N 495'-E 2640'-S 495' TO POB. SEC 32-4-5 MIDLAND TWP
Legal Range	05E
Legal Township	04N
Legal Section	32
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHWEST PONTOTOC
Census Block Group	2
Census Block	2022
Census Tract	89598

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1283, ADA, OK 74821-1283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2000 · Amount on Record
Deed Sale	Sep 19, 2000 · Amount on Record
Deed Book / Page	1575 / 721
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	14851 COUNTY ROAD 3490, ADA, OK 74820-2726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3094/284
Date	Feb 6, 2017
Book Page	3094/284
Instrument	2017-000678

Lender

Name	LANDMARK BANK NA
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Vanoss Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,847 (+3%) Land $1,267 Building $11,580	$107,054 (-33.72%) Land $10,556 Building $96,498
2025	$1,056.00 (-1.49%) Homeowner's exemption	$12,473 (+3.01%) Land $1,230 Building $11,243	$161,526 (-4.36%) Land $14,594 Building $146,932
2024	$1,072.00 (+6.88%) Homeowner's exemption	$12,109 (+2.99%) Land $1,194 Building $10,915	$168,884 (+7.65%) Land $14,594 Building $154,290
2023	$1,003.00 Homeowner's exemption	$11,757 Land $1,170 Building $10,587	$156,878 Land $14,594 Building $142,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 42% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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