1485 Luella St, Eugene, OR 97401 Property Records

Lane County property record for 1485 Luella St, Eugene, OR 97401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,595 sqft · built 1988
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,320 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-21-23-04821-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-21-23-04821-000`
Alternative APNs	`1703212304821` `1319712`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,595 sqft Living Area
Gross Area	2,147 sqft
1st Floor Area	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Concrete
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	80 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1319712
Street Address	1485 LUELLA ST
City	EUGENE
State	OR
Zip	97401-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 04821
Legal Range	03
Legal Township	17
Legal Section	21
Legal Subdivision	LUELLA
Legal Lot Number	4821
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	3101

Owner

Source: Lane County assessment roll, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1485 LUELLA ST, EUGENE, OR 97401-6922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Bargain and Sale Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Jan 14, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BK/IN
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 3, 2026
Deed Sale	Aug 3, 2026
Prior Sale	Sep 30, 2025 · Amount on Record
Deed Document Number	202625623
Prior Transfer Date	Jul 28, 2026
Prior Transfer Doc	0000025623
Record Updated	Sep 20, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANE OR
Recording Date	Aug 3, 2026
Property Address	1485 LUELLA ST, EUGENE, OR 97401-6922
Document Number	0000025623
Instrument Date	Jul 28, 2026
Instrument	202625623
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	CASCADE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1485 LUELLA ST, EUGENE, OR 97401-6922

Mortgage

Document Number	0000025624,
Date	Aug 3, 2026
Instrument	202625624

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1485 LUELLA ST, EUGENE, OR 97401-6922
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 LUELLA ST, EUGENE, OR 97401-6922

Mortgage

Document Number	0000041748
Date	Oct 4, 2022
Instrument	2022-041748

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1485 LUELLA ST, EUGENE, OR 97401-6922
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 LUELLA ST, EUGENE, OR 97401-6922

Mortgage

Document Number	0000001127
Date	Jan 14, 2025
Instrument	2025-001127

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 30, 2025
Property Address	1485 LUELLA ST, EUGENE, OR 97401-6922
Document Number	0000031090
Map Reference	FILE 73 SL 213
Instrument Date	Sep 24, 2025
Instrument	2025-031090
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2983 S 2500 W, SYRACUSE, UT 84075-4910

Mortgage

Document Number	0000031091
Date	Sep 30, 2025
Instrument	2025-031091

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 3, 2022
Property Address	1485 LUELLA ST, EUGENE, OR 97401-6922
Document Number	0000019884
Map Reference	FL 73 SL 213
Instrument Date	Apr 25, 2022
Instrument	2022-019884
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 LUELLA ST, EUGENE, OR 97401-6922

Mortgage

Document Number	0000019885
Date	May 3, 2022
Instrument	2022-019885

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1485 LUELLA ST, EUGENE, OR 97401-6922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046570
Date	Aug 21, 2020
Instrument	2020-046570

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	EUGENE, OR 97401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1485 LUELLA ST, EUGENE, OR 97401-6922
Document Number	0000007867
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 LUELLA ST EUGENE OR 974016922, EUGENE, OR 97401-6922

Mortgage

Document Number	0000007867
Date	Feb 18, 2020
Instrument	7867

Lender

Name	FIRST INTERNET BK/IN
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 8, 2017
Property Address	1485 LUELLA ST, EUGENE, OR 97401-6922
Document Number	0000055563
Map Reference	FILE73 SL213
Instrument Date	Nov 2, 2017
Instrument	2017-055563
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	EVERGREEN LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1485 LUELLA ST, 1485, EUGENE, OR 97401-6922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 LUELLA ST, EUGENE, OR 97401-6922

Mortgage

Document Number	0000055564
Date	Nov 8, 2017
Instrument	2017-055564

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,320.00 (+1.26%)	$273,097 (+3%)	$507,353 (+3.59%) Land $207,879 Building $299,474
2024	$5,254.00 (+2.62%)	$265,143 (+3%)	$489,792 (+0.77%) Land $190,268 Building $299,524
2023	$5,120.00 (+4.02%)	$257,421 (+3%)	$486,068 (+4.73%) Land $146,955 Building $339,113
2022	$4,922.00	$249,924	$464,118 Land $109,707 Building $354,411

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Hunter Communications, T-Mobile.

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