DuPage County property record for 1485 Culpepper Dr, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,752 sqft · built 1986 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jul 2024) |
| Tax Bill | $13,026 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-309-049 |
| Primary APN | 08-21-309-049 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,752 sqft Living Area |
| Gross Area | 4,200 sqft |
| 1st Floor Area | 1,448 sqft |
| 2nd Floor Area | 1,304 sqft |
| Basement Area | 1,448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Georgian |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 1485 CULPEPPER DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-8350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HUNTINGTON RIDGE UNIT 2 ALL |
| Legal Subdivision | HUNTINGTON RIDGE UNIT 2 |
| Legal Lot Number | 74 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 846202 |
1485 Culpepper Dr is owned by two individuals who bought it in July 2024.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6S015 STEEPLE RUN DR, NAPERVILLE, IL 60540-3713 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Jul 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2024 · Amount on File |
| Deed Sale | Jul 23, 2024 · Amount on File |
| Prior Sale | Jun 28, 2006 · Amount on File |
| Deed Document Number | 202441653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1485 CULPEPPER DR, NAPERVILLE, IL 60540-8350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000131383 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | R2021-131383 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1485 CULPEPPER DR, NAPERVILLE, IL 60540-8350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|---|
| Address | 1485 CULPEPPER DR, NAPERVILLE, IL 60540-8350 |
| Document Number | 0000056300 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | R2025-056300 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 23, 2024 |
| Property Address | 1485 CULPEPPER DR, NAPERVILLE, IL 60540-8350 |
| Document Number | 0000041653 |
| Map Reference | DOC R84-100039 |
| Instrument Date | Jul 10, 2024 |
| Instrument | R2024-041653 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1485 CULPEPPER DR, NAPERVILLE, IL 60540-8350 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1485 CULPEPPER DR, NAPERVILLE, IL 60540-8350 |
| Document Number | 0000041654 |
|---|---|
| Date | Jul 23, 2024 |
| Instrument | R2024-041654 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.49% |
The 2025 property tax bill for 1485 Culpepper Dr was $13,026, up 3.7% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,026.00 (+3.71%) | $231,209 (+8.53%) Land $82,742 Building $148,467 | $693,627 (+8.53%) Land $248,226 Building $445,401 |
| 2024 | $12,560.00 Homeowner's exemption | $213,037 Land $76,239 Building $136,798 | $639,111 Land $228,717 Building $410,394 |
| 2022 | $11,317.00 Homeowner's exemption | $180,870 Land $64,730 Building $116,140 | $542,610 Land $194,190 Building $348,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1485 Culpepper Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1983–2002) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2002 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1485 Culpepper Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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