1485 Co Rd 76, Centre, AL 35960 Property Records

Cherokee County property record for 1485 Co Rd 76, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,786 sqft · built 2003
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Sep 2026)
Tax Bill	$2,322 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-19-0-000-026.005`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-19-0-000-026.005`
Alternative APNs	`ALT APN:1304190000026005` `212832`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,786 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Location & Zoning

Account Number	212832
Street Address	1485 COUNTY ROAD 76
City	CENTRE
State	AL
Zip	35960-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, ROLLING HILLS ESTATES, PB 12/9
Legal Range	10E
Legal Township	10S
Legal Section	19
Legal Subdivision	ROLLING HILLS ESTATES
Legal Lot Number	4
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2007
Census Tract	956000

Owner

1485 Co Rd 76 is owned and occupied by two individuals who bought it in September 2026.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1485 COUNTY ROAD 76, CENTRE, AL 35960-8313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Prior Sale	Aug 3, 2021 · Amount on File
Deed Document Number	2026245653
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 3, 2026
Property Address	1485 COUNTY ROAD 76, CENTRE, AL 35960-8313
Document Number	0000245653
Instrument Date	Sep 2, 2026
Instrument	2026245653
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,189.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 COUNTY ROAD 76, CENTRE, AL 35960-8313

Mortgage

Document Number	0000245654,
Date	Sep 3, 2026
Instrument	2026245654

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 3, 2021
Property Address	1485 COUNTY ROAD 76, CENTRE, AL 35960-8313
Document Number	0000219617
Map Reference	PB 12 PG 9
Instrument Date	Jul 30, 2021
Instrument	219617
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 COUNTY ROAD 76, CENTRE, AL 35960-8313

Mortgage

Document Number	0000219618
Date	Aug 3, 2021
Instrument	219618

Lender

Name	HOMESTAR FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1485 Co Rd 76 was $2,322.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,322.00
2025		$21,860 Land $1,820 Building $20,040	$218,600 Land $18,200 Building $200,400
2023	$825.00 (-53.02%)	$20,920 (-49.98%)	$209,100 (-) Land $16,500 Building $192,600
2022	$1,756.00	$41,820 Land $3,300 Building $38,520	$209,100 Land $16,500 Building $192,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1485 Co Rd 76 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1485 Co Rd 76 is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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