St. Charles County property record for 1485 Chambers Dr, O Fallon, MO 63366 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 1998 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,724 (May 2026) |
| Tax Bill | $4,204 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A974000315 |
| Primary APN | A974000315 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 3,798 sqft |
| 1st Floor Area | 1,704 sqft |
| Basement Area | 1,662 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A974000315 |
|---|---|
| Street Address | 1485 CHAMBERS DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-3478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRYAN VALLEY #3 LOT 112 |
| Legal Subdivision | BRYAN VALLEY #3 |
| Legal Lot Number | 112 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 311907 |
Source: St. Charles County records · APN A974000315
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1485 CHAMBERS DR, O FALLON, MO 63366-3478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 21, 2026 | Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| May 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 30, 2018 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Mar 30, 2018 · Amount on Record |
| Deed Document Number | 202623834 |
| Prior Transfer Date | Dec 18, 1998 |
| Prior Transfer Doc | 0000103995 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 21, 2026 |
| Property Address | 1485 CHAMBERS DR, O FALLON, MO 63366-3478 |
| Document Number | 0000023834 |
| Instrument Date | May 05, 2026 |
| Instrument | 202623834 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1485 CHAMBERS DR, O FALLON, MO 63366-3478 |
| Document Number | 0000023835, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202623835 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1485 CHAMBERS DR, O FALLON, MO 63366-3478 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073070449 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 7307/449 |
| Instrument | 20200529000353900 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KANSAS CITY, MO 64116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 30, 2018 |
| Property Address | 1485 CHAMBERS DR, O FALLON, MO 63366-3478 |
| Document Number | 0068981743 |
| Book / Page | 6898 / 1743 |
| Map Reference | MB 33 PG 225&226 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 20180330000170050 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 256 HIGHWAY JJ, 256, HIGH HILL, MO 63350-2202 |
| Name | Verified Name |
|---|---|
| Address | 1485 CHAMBERS DR, O FALLON, MO 63366-3478 |
| Document Number | 20180330000170060 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 20180330000170060 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,204.00 | $61,507 (+4.84%) | $323,722 (+4.84%) Land $60,000 Building $263,722 |
| 2023 | $58,670 | ||
| 2022 | $308,788 Land $45,000 Building $263,788 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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