Lucas County property record for 14849 450th St, Derby, IA 50068
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,852 sqft · built 2002 |
| Lot Size | 20.1 acres (879,041 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,934 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0902400005 |
| Primary APN | 0902400005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,852 sqft Living Area |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 879,041 sqft (20.1 acres) |
| Garage Type | Detached |
| Garage Area | 2,100 sqft |
| Street Address | 14849 450TH ST |
|---|---|
| City | DERBY |
| State | IA |
| Zip | 50068-8597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 02-71-23 PARCEL C SE SE |
| Legal Range | 23W |
| Legal Township | 71N |
| Legal Section | 02 |
| Jurisdiction | LUCAS IA |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950200 |
14849 450th St, a rural home, is owned and occupied by two individuals.
Source: Lucas County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14849 450TH ST, DERBY, IA 50068-8597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 14849 450th St was $3,934 with exemptions applied, up 7.7% from the year before.
Source: Lucas County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Lucas County |
| Unified School District | Mormon Trail Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,934.00 (+7.72%) Homeowner's exemption Senior Citizen's exemption | $380,768 (+25.78%) Land $22,661 Building $358,107 | $380,768 (+25.78%) Land $22,661 Building $358,107 |
| 2025 | $3,652.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $302,722 Land $22,661 Building $280,061 | $302,722 Land $22,661 Building $280,061 |
| 2024 | $3,652.00 | ||
| 2023 | $222,091 Land $4,243 Building $217,848 | $222,091 Land $4,243 Building $217,848 | |
| 2021 | $3,980.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 14849 450th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14849 450th St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 87% of Iowa |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE (outdoors only), no 5G reported
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