14848 Edgewater Cir, Naples, FL 34114 Property Records

Collier County property record for 14848 Edgewater Cir, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,515 sqft · built 2018
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Mar 2022)
Tax Bill	$9,340 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`234865 1396B01`

Property Details

APN / Parcel Number

Primary APN	`234865 1396B01`
Alternative APN	`27746003603`

Interior

Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Deck Area	56 sqft

Location & Zoning

Street Address	14848 EDGEWATER CIR
City	NAPLES
State	FL
Zip	34114-8974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL HARBOR PHASE II LOT 139
Legal Range	26
Legal Township	51
Legal Section	1
Legal Subdivision	CORAL HARBOR PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	139
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1020
Census Tract	11108

Owner

14848 Edgewater Cir is owned by two individuals who bought it in March 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14528 TOPSAIL DR, NAPLES, FL 34114-8699
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Mar 1, 2022	Warranty Deed, Transfer CORNELL TITLE AND ESCROW LLC, COTTRELL TITLE & ESCROW LLC
Oct 17, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	20226212260
Deed Book / Page	6090 / 3081
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0055160436
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14848 EDGEWATER CIR, NAPLES, FL 34114-8974
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14848 EDGEWATER CIR, NAPLES, FL 34114-8974

Mortgage

Document Number	0059371197
Date	Apr 29, 2021
Book Page	5937/1197
Instrument	6048594

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14848 EDGEWATER CIR, NAPLES, FL 34114-8974
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14848 EDGEWATER CIR, NAPLES, FL 34114-8974

Mortgage

Document Number	0058071774
Date	Aug 26, 2020
Book Page	5807/1774
Instrument	5914201

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	7.87%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 1, 2022
Property Address	14848 EDGEWATER CIR, NAPLES, FL 34114-8974
Document Number	0060903081
Book / Page	6090 / 3081
Map Reference	MB 62 PG 1-4
Instrument Date	Feb 28, 2022
Instrument	6212260
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CORNELL TITLE AND ESCROW LLC, COTTRELL TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1622 DIAMOND LAKE CIR, 1622, NAPLES, FL 34114-9225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 INDIES DR E # 3, 3, NAPLES, FL 34114-9832

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 17, 2017
Property Address	14848 EDGEWATER CIR, NAPLES, FL 34114-8974
Document Number	0054403347
Book / Page	005440 / 003347
Instrument Date	Oct 13, 2017
Instrument	5459732
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$8,231.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

The 2025 property tax bill for 14848 Edgewater Cir was $9,340.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,326 (-24.32%) Land $320,166 Building $231,160	$551,326 (-24.32%) Land $320,166 Building $231,160
2025	$9,340.00	$728,493 Land $503,118 Building $225,375	$728,493 Land $503,118 Building $225,375
2023	$9,205.00 (+123.1%)	$755,462 (+157%) Land $457,380 Building $298,082	$755,462 (+49.69%) Land $457,380 Building $298,082
2022	$4,126.00 Homeowner's exemption	$293,958	$504,685 Land $254,532 Building $250,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14848 Edgewater Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14848 Edgewater Cir is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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