14846 Lock 2 Rd, Botkins, OH 45306 Property Records

Shelby County property record for 14846 Lock 2 Rd, Botkins, OH 45306

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 5,133 sqft · built 1979
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,500 (Jul 2026)
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`10-0510200.002`

Property Details

APN / Parcel Number

Primary APN	`10-0510200.002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,133 sqft Total Area
1st Floor Area	2,804 sqft
Upper Floors Area	2,329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Construction Type	Brick
Roof Material	Shingle
Lot Area	122,839 sqft (2.82 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	231 sqft
Patio Area	641 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	14846 LOCK 2 RD
City	BOTKINS
State	OH
Zip	45306-9537
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	R06 T07 S10 NE CT PT NE QR 080-05-10-200-002
Jurisdiction	SHELBY OH
Township / Civil Division	DINSMORE
Census Block Group	2
Census Block	2009
Census Tract	971400

Owner

Source: Shelby County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Aug 11, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit HOND
Mar 28, 2007	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Feb 5, 2015	Deed of Trust, Mortgage · VA Mortgage AMERICAN BANK
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jan 18, 2012	Deed of Trust, Mortgage · ARM US BANK NA
Jan 18, 2012	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Sep 15, 2025	Intrafamily Transfer, Transfer
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Sep 17, 2018	Survivorship Deed, Transfer · FHA Mortgage WESTERN OHIO MORTGAGE CORP
May 30, 2007	Land Contract, Transfer JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20263625
Deed Book / Page	2333 / 274
Prior Transfer Date	Sep 4, 2025
Prior Transfer Doc	02327/4803
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jul 13, 2026
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Document Number	0000003625
Book / Page	2333 / 274
Instrument Date	Jul 9, 2026
Instrument	20263625
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537

Mortgage

Document Number	0000003626,
Date	Jul 13, 2026
Instrument	20263626

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02310/3891
Date	Aug 11, 2022
Book Page	2310/3891
Instrument	202204459

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2052

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02329/1743
Date	Dec 8, 2025
Book Page	2329/1743
Instrument	202506178

Lender

Name	HOND
Type	Private Party
Address	17655 ECHO DR, MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 15, 2055

Interest

Change Frequency	Monthly

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001634/676
Date	Mar 28, 2007
Book Page	1634/676
Instrument	200700002082

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2037

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001980/298
Date	Feb 5, 2015
Book Page	1980/298
Instrument	201500000557

Lender

Name	AMERICAN BANK
Type	Bank
Address	GREENBELT, MD 20770

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002228/179
Date	Jun 24, 2020
Book Page	2228/179
Instrument	202000003614

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	TENURE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001845/730
Date	Jan 18, 2012
Book Page	1845/730
Instrument	201200000305

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2017
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	TENURE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001845/753
Date	Jan 18, 2012
Book Page	1845/753
Instrument	201200000306

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2027

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY OH
Recording Date	Sep 15, 2025
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Document Number	02327/4803
Book / Page	2327 / 4803
Instrument Date	Sep 4, 2025
Instrument	202504513
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2228/179
Date	Jun 24, 2020
Book Page	2228/179
Instrument	202000003614

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SHELBY OH
Recording Date	Sep 17, 2018
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Document Number	002143/062
Book / Page	2143 / 062
Instrument Date	Sep 7, 2018
Instrument	201800004692
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537

Mortgage

Document Number	201800004693
Date	Sep 17, 2018
Instrument	201800004693

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2007: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SHELBY OH
Recording Date	May 30, 2007
Property Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537
Document Number	001643/202
Book / Page	1643 / 202
Instrument Date	May 8, 2007
Instrument	200700003620
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14846 LOCK 2 RD, BOTKINS, OH 45306-9537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 EDGEWOOD ST, BOTKINS, OH 45306-7513

Mortgage

Document Number	001644/685
Date	Jun 11, 2007
Book Page	1644/685
Instrument	200700003873

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	359 Months
Due	May 10, 2037

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Dinsmore Township
Unified School District	Botkins Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,657.00 (-7.87%)	$140,010 (+15.09%) Land $14,860 Building $125,150
2024	$5,055.00 (+20.9%) Homeowner's exemption	$121,650 (-) Land $15,340 Building $106,310
2023	$4,181.00 (+8.2%) Homeowner's exemption	$121,650 (+25.48%) Land $15,340 Building $106,310	$400,020 (+44.42%) Land $42,460 Building $357,560
2022	$3,864.00 Homeowner's exemption	$96,950 Land $12,410 Building $84,540
2020			$276,990 Land $35,460 Building $241,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
NKTELCO - Goldstar Fixed Wireless	50 / 5
AT&T Fixed Wireless	25 / 3