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14845 Tullamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14845 Tullamore Loop, Winter Garden, FL 34787 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,113 sqft · built 2005
Lot Size0.201 acres (8,768 sqft)
OwnerIndividual Name on File
Last Sale$268,000 (Mar 2005)
Tax Bill$8,177 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Oct 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN03-23-27-1605-01-400

Property Details

APN / Parcel Number

Primary APN03-23-27-1605-01-400
Alternative APNs
  • 272303160501400
  • 132147
  • 132931
  • 134447

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,113 sqft Living Area
Gross Area3,890 sqft
1st Floor Area1,753 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,768 sqft (0.201 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address14845 TULLAMORE LOOP
CityWINTER GARDEN
StateFL
Zip34787-5336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD RIDGE 54/112 LOT 140
Legal Range27E
Legal Township23S
Legal Section03
Legal SubdivisionEMERALD RIDGE
Legal Tract1605
Legal Block1
Legal Lot Number140
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group4
Census Block4014
Census Tract17117

Owner

Source: Orange County records · APN 03-23-27-1605-01-400

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14845 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2018Deed of Trust, Mortgage · Line of Credit
TD BK NA
Oct 03, 2018Loan Modification, Mortgage · Conventional Mortgage
CARDINAL FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2005 · Amount on Record
Deed SaleMar 17, 2005 · Amount on Record
Deed Document Number2005188029
Deed Book / Page7876 / 4253
Record UpdatedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address14845 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5336
Document Number0000648271
Instrument DateOct 22, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address14845 TULLAMORE LOOP WINTER GARDEN FL 347875336, WINTER GARDEN, FL 34787-5336

Mortgage

Document Number0000648271
DateNov 06, 2018
Instrument648271
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 05, 2033
Interest
Rate TypeAdjustable Rate

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address14845 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5336
Document Number0000210368
Instrument DateOct 03, 2018
Transaction TypeMortgage
Record UpdatedApr 19, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address14845 TULLAMORE LOOP WINTER GARDEN FL 347875336, WINTER GARDEN, FL 34787-5336

Mortgage

Document Number0000210368
DateApr 08, 2019
Instrument210368
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressLAKE ZURICH, IL 60047
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 07, 2034
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$511,276 (+1%)$513,270 (-8.08%) Land $115,000 Building $398,270
2025$8,177.00 (+9.27%)$464,796 (-1.43%)$558,380 (+18.42%) Land $115,000 Building $443,380
2024$7,483.00 (+12.16%)
2023$6,672.00 (+13.07%)$471,517 (+18.04%) Land $115,000 Building $356,517$471,517 (+18.04%) Land $115,000 Building $356,517
2022$5,901.00$399,442 Land $100,000 Building $299,442$399,442 Land $100,000 Building $299,442

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171174, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
6 of 10 on primary residences

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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