14845 Cartagena Dr, Gainesville, VA 20155 Property Records

Prince William County property record for 14845 Cartagena Dr, Gainesville, VA 20155

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,828 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (May 2023)
Tax Bill	$7,380 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7297-93-0929`

Property Details

APN / Parcel Number

Primary APN	`7297-93-0929`
Alternative APN	`240663`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,828 sqft Living Area
Gross Area	4,614 sqft
1st Floor Area	1,687 sqft
Basement Area	1,366 sqft
Finished Basement	1,229 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	145 sqft
Deck Area	408 sqft
Patio Area	638 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	240663
Street Address	14845 CARTAGENA DR
City	GAINESVILLE
State	VA
Zip	20155-1976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUBURBAN RES (4/ACRE)
Legal Description	HOPEWELLS LANDING SEC 1 L-43
Legal Subdivision	HOPEWELLS LANDING
Legal Block	93
Legal Lot Number	43
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	BRENTSVILLE
Census Block Group	1
Census Block	1007
Census Tract	901508

Owner

14845 Cartagena Dr is owned and occupied by an individual who bought it in May 2023.

Source: Prince William County records, as of July 31, 2023

Owner of Record	Individual Name on File
Mailing Address	14845 CARTAGENA DR, GAINESVILLE, VA 20155-1976
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 30, 2017	Grant Deed, Transfer · FHA Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on File
Deed Sale	May 25, 2023 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	202305250026179
Record Updated	Jun 7, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	May 25, 2023
Property Address	14845 CARTAGENA DR, GAINESVILLE, VA 20155-1976
Document Number	0000026179
Map Reference	DOC 200411100191900
Instrument Date	May 24, 2023
Instrument	202305250026179
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	NOT AVAILABLE, RAY ONE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14845 CARTAGENA DR, GAINESVILLE, VA 20155-1976

Mortgage

Document Number	0000026180
Date	May 25, 2023
Instrument	202305250026180

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	14845 CARTAGENA DR, GAINESVILLE, VA 20155-1976
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027377
Date	Mar 5, 2021
Instrument	202103050027377

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	EAST LANSING, MI 48826

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	14845 CARTAGENA DR, GAINESVILLE, VA 20155-1976
Document Number	0000051950
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14845 CARTAGENA DR GAINESVILLE VA 201551976, GAINESVILLE, VA 20155-1976

Mortgage

Document Number	0000051950
Date	Jul 24, 2019
Instrument	51950

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2034

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Aug 30, 2017
Property Address	14845 CARTAGENA DR, GAINESVILLE, VA 20155-1976
Document Number	0000066108
Instrument Date	Aug 26, 2017
Instrument	66108
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	VIRGINIA TITLE GROUP, VIRGINIA TITLE GRP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14845 CARTAGENA DR GAINESVILLE VA 201551976, GAINESVILLE, VA 20155-1976

Mortgage

Document Number	66109
Date	Aug 30, 2017
Instrument	66109

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,380.00	$709,300 Land $202,800 Building $506,500	$709,300 Land $202,800 Building $506,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14845 Cartagena Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14845 Cartagena Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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