14844 Denman Rd, Byhalia, MS 38611 Property Records

DeSoto County property record for 14844 Denman Rd, Byhalia, MS 38611

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,776 sqft · built 2020
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Mar 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3-05-8-28-00-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`3-05-8-28-00-0-00002-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,776 sqft Adjusted Area
1st Floor Area	2,075 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	200,376 sqft (4.6 acres)
Utility Building	672 sqft

Location & Zoning

Street Address	14844 DENMAN RD
City	BYHALIA
State	MS
Zip	38611-7224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	28-3-5 PT OF NE1/4 OF NE1/4
Legal Range	005
Legal Township	03S
Legal Section	28
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2032
Census Tract	70900

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14844 DENMAN RD, BYHALIA, MS 38611-7224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 7, 2020	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Dec 18, 2019	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 4, 2022
Transfer Doc	0990000770
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	14844 DENMAN RD, BYHALIA, MS 38611-7224
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 N CONGRESS ST, JACKSON, MS 39202-3009

Mortgage

Document Number	5660/76521
Date	Aug 21, 2023
Book Page	5660/76521

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	14844 DENMAN RD, BYHALIA, MS 38611-7224
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004508/728
Date	Mar 20, 2018
Book Page	4508/728
Instrument	T04508-00728

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 27, 2021

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	14844 DENMAN RD, BYHALIA, MS 38611-7224
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005037/450
Date	Sep 9, 2020
Book Page	5037/450

Lender

Name	CITIZENS BANK
Type	Bank
Address	HOLLY SPRINGS, MS 38635

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Mar 8, 2021

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	14844 DENMAN RD, BYHALIA, MS 38611-7224
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004985/559
Date	Jul 7, 2020
Book Page	4985/559

Lender

Name	CITIZENS BANK
Type	Bank
Address	BYHALIA, MS 38611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Dec 28, 2020

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	14844 DENMAN RD, BYHALIA, MS 38611-7224
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004860/740
Date	Dec 27, 2019
Book Page	4860/740

Lender

Name	CITIZENS BANK
Type	Bank
Address	BYHALIA, MS 38611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Jun 13, 2020

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	14844 DENMAN RD, BYHALIA, MS 38611-7224
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14844 DENMAN RD, BYHALIA, MS 38611-7224

Mortgage

Document Number	005073/743
Date	Oct 26, 2020
Book Page	5073/743

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DESOTO MS
Recording Date	Dec 18, 2019
Property Address	14844 DENMAN RD, BYHALIA, MS 38611-7224
Document Number	000907/384
Book / Page	0907 / 384
Instrument Date	Nov 13, 2019
Record Updated	Nov 30, 2022

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 WATSON RD, 318, BYHALIA, MS 38611-9668

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14844 DENMAN RD, BYHALIA, MS 38611-7224

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 (+12.9%)	$26,738 (+36.84%) Land $3,680 Building $23,058	$267,383 (+36.85%) Land $36,800 Building $230,583
2023	$1,953.00	$19,539	$195,391 Land $36,800 Building $158,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2011–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 82% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISBURG WATER ASSOCIATION public/private · serves 9,390 people · EPA ID MS0170011
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northcentral Connect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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