14840 S Sunterra Loop, Oregon City, OR 97045 Property Records

Clackamas County property record for 14840 S Sunterra Loop, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,413 sqft · built 2014
Lot Size0.467 acres (20,355 sqft)
OwnerIndividual Name on File
Last Sale$839,000 (Apr 2016)
Tax Bill$10,455 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22E13CB03200

Property Details

APN / Parcel Number

Primary APN22E13CB03200
Alternative APN
  • 05023601

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area3,413 sqft Living Area

Exterior

Year BuiltBuilt 2014
Lot Area20,355 sqft

Location & Zoning

Account Number05023601
Street Address14840 S SUNTERRA LOOP
CityOREGON CITY
StateOR
Zip97045-7464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION EDGECLIFF 4322 PT LT 32 SEE SPLIT CODE & SPLIT OWNERSHIP ACCT 03290
Legal Range02E
Legal Township02S
Legal Section13
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionEDGECLIFF
Legal Lot Number32
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2012
Census Tract22301

Owner

14840 S Sunterra Loop is owned and occupied by an individual who bought it in April 2016.

Source: Clackamas County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address14840 S SUNTERRA LOOP, OREGON CITY, OR 97045-7464
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2016 · Amount on File
Deed SaleApr 22, 2016 · Amount on File
Prior SaleJul 30, 2014 · Amount on File
Deed Document Number2016-025959
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address14840 S SUNTERRA LOOP, OREGON CITY, OR 97045-7464
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address14840 S SUNTERRA LOOP, OREGON CITY, OR 97045-7464

Mortgage

Document Number0000083061
DateSep 10, 2021
Instrument2021-083061
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term348 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14840 S Sunterra Loop was $10,455.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictNorth Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,455.00$672,729$1,180,140 Land $423,700 Building $756,440
2023$9,129.00$634,112$1,150,403 Land $407,043 Building $743,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14840 S Sunterra Loop in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims24 (1995–2025)
Claims Outside the SFHA6 of 24
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 4 claims
  • High Winds, Severe Storms And Flooding, Feb 1996 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14840 S Sunterra Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLACKAMAS RIVER WATER
serves 29,918 people · EPA ID OR4100187
Water SourceSurface water
Last State InspectionAug 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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