14840 Hayes Rd, Middlefield, OH 44062 Property Records

Geauga County property record for 14840 Hayes Rd, Middlefield, OH 44062

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,560 sqft · built 1996
Lot Size	10.2 acres (446,490 sqft)
Owner	Individual Name on File
Tax Bill	$4,553 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-090855`

Property Details

APN / Parcel Number

Primary APN	`18-090855`
Alternative APN	`003324-5`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,440 sqft
Upper Floors Area	1,120 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	446,490 sqft (10.2 acres)

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	600 sqft
Patio Area	600 sqft
Canopy	856 sqft
Lean-To	320 sqft
Pole Barn	768 sqft

Location & Zoning

Account Number	003324-5
Street Address	14840 HAYES RD
City	MIDDLEFIELD
State	OH
Zip	44062-8467
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 27
Legal Subdivision	MIDDLEFIELD
Legal Lot Number	27
Jurisdiction	GEAUGA OH
Township / Civil Division	MIDDLEFIELD
Census Block Group	1
Census Block	1006
Census Tract	312400

Owner

Source: Geauga County records · APN 18-090855

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14840 HAYES RD, MIDDLEFIELD, OH 44062-8467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE MIDDLEFIELD BANKING CO
Sep 10, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 10, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 25, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Mar 24, 2017	Deed of Trust, Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14840 HAYES RD, MIDDLEFIELD, OH 44062-8467
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021560894
Date	Aug 01, 2022
Book Page	2156/894
Instrument	202201003072

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14840 HAYES RD, MIDDLEFIELD, OH 44062-8467
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14840 HAYES RD, MIDDLEFIELD, OH 44062-8467

Mortgage

Document Number	0021340960
Date	Sep 10, 2021
Book Page	2134/960
Instrument	202100988912

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14840 HAYES RD, MIDDLEFIELD, OH 44062-8467
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14840 HAYES RD, MIDDLEFIELD, OH 44062-8467

Mortgage

Document Number	0021340967
Date	Sep 10, 2021
Book Page	2134/967
Instrument	202100988913

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14840 HAYES RD, MIDDLEFIELD, OH 44062-8467
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14840 HAYES RD, MIDDLEFIELD, OH 44062-8467

Mortgage

Document Number	0020782999
Date	Sep 25, 2019
Book Page	2078/2999
Instrument	201900954546

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14840 HAYES RD, MIDDLEFIELD, OH 44062-8467
Document Number	0020293422
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14840 HAYFS RD MIDDLEFIELD OH 44062, MIDDLEFIELD, OH 44062

Mortgage

Document Number	0020293422
Date	Apr 05, 2017
Book Page	002029/003422
Instrument	919513

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	2361 MORSE RD, COLUMBUS, OH 43229-5856

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 04, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Middlefield Township
Unified School District	Cardinal Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,553.00 (+4.28%)	$103,260 (-) Land $24,260 Building $79,000
2024	$4,366.00 (-1.18%) Homeowner's exemption	$103,260 (-) Land $24,260 Building $79,000
2023	$4,418.00 (+7.62%) Homeowner's exemption	$103,260 (+26.93%) Land $24,260 Building $79,000	$295,000 (+26.94%) Land $69,300 Building $225,700
2022		$81,350 Land $20,200 Building $61,150
2021	$4,105.00
2020			$232,400 Land $57,700 Building $174,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 16, 2009 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 29 locations within half a mile of this property.

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