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14840 Gayhead Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 14840 Gayhead Rd, Apple Valley, CA 92307

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,842 sqft · built 2004
Lot Size1.18 acres (51,657 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Jan 2005)
Tax Bill$10,484 (2025)
Deeds & MortgagesApr 2018 Mortgage
Apr 2018 Loan Modification
Flood ZoneZone D (undetermined)
APN3112-511-45-0000

Property Details

APN / Parcel Number

Primary APN3112-511-45-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,842 sqft Living Area
Gross Area2,352 sqft
1st Floor Area1,842 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area51,657 sqft
Garage TypeAttached
Garage Area510 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area358 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address14840 GAYHEAD RD
CityAPPLE VALLEY
StateCA
Zip92307-3561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3116 LOT 1261 TR NO 3116 APPLE VALLEY RANCHOS UNIT NO 4 LOT 1261 EX ST
Legal Tract3116
Legal Block2
Legal Lot Number1261
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2013
Census Tract9714

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14840 GAYHEAD RD, APPLE VALLEY, CA 92307-3561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 10, 2018Loan Modification, Mortgage · FHA Mortgage
CAPITAL AREA HSNG FIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2005 · Amount on Record
Deed SaleJan 5, 2005 · Amount on Record
Deed Document Number20057925
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address14840 GAYHEAD RD, APPLE VALLEY, CA 92307-3561
Document Number0000169639
Instrument DateApr 10, 2018
Transaction TypeMortgage
Record UpdatedMay 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address14840 GAYHEAD RD APPLE VALLEY CA 923073561, APPLE VALLEY, CA 92307-3561

Mortgage

Document Number0000169639
DateMay 9, 2018
Instrument169639
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 8, 2048

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN BERNARDINO CA
Property Address14840 GAYHEAD RD, APPLE VALLEY, CA 92307-3561
Document Number0000174410
Instrument DateApr 10, 2018
Transaction TypeMortgage
Record UpdatedMay 22, 2018
Title CompanyFIRST AMERICAN TITLE-DEFAULT

Transferred To (Grantee/Buyer)

NameVerified Name
Address14840 GAYHEAD RD APPLE VALLEY CA 923073561, APPLE VALLEY, CA 92307-3561

Mortgage

Document Number0000174410
DateMay 14, 2018
Instrument174410
Lender
NameCAPITAL AREA HSNG FIN
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$397,962 (+2%) Land $99,491 Building $298,471
2025$10,484.00 (+138.98%)$390,159 (+4.04%) Land $97,540 Building $292,619
2023$4,387.00 (+1.55%)$375,008 Land $93,752 Building $281,256
2022$4,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES (AV RANCHOS) CORP.
private · serves 63,381 people · EPA ID CA3610003
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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