1484 Windpump Way, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1484 Windpump Way, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,850 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,500 (Dec 2017)
Tax Bill	$7,369 (2024)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-001-027.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-001-027.000-018`
Alternative APN	`1713120001027000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,850 sqft Living Area
Gross Area	5,035 sqft
1st Floor Area	4,246 sqft
2nd Floor Area	892 sqft
Basement Area	1,514 sqft
Finished Basement	1,118 sqft
Unfinished Basement	396 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	789 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1484 WINDPUMP WAY
City	CARMEL
State	IN
Zip	46280-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .25, SECTION 12, TOWNSHIP 17, RANGE 3, SUNRISE ON THE MONON, LOT 27, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	SUNRISE ON THE MONON
Legal Lot Number	27
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2024
Census Tract	111104

Owner

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1484 WINDPUMP WAY, CARMEL, IN 46280-2866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FEDERAL CREDIT UNION
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BANK OF INDIANA
Oct 8, 2018	Loan Modification, Mortgage FIRST INTERNET BK/IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	201764006
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 21, 2026
Property Address	1484 WINDPUMP WAY, CARMEL, IN 46280-2866
Document Number	0000032837
Instrument Date	Jul 18, 2026
Instrument	202632837
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 WINDPUMP WAY, CARMEL, IN 46280-2866

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Jul 6, 2026
Property Address	1484 WINDPUMP WAY, CARMEL, IN 46280-2866
Document Number	0000030189
Instrument Date	Jun 29, 2026
Instrument	202630189
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 WINDPUMP WAY, CARMEL, IN 46280-2866

Mortgage

Document Number	0000030189,
Date	Jul 6, 2026
Instrument	202630189

Lender

Name	ELEMENTS FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1484 WINDPUMP WAY, CARMEL, IN 46280-2866
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020077795
Date	Oct 28, 2020
Instrument	2020077795

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	CEDAR LAKE, IN 46303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	1484 WINDPUMP WAY, CARMEL, IN 46280-2866
Document Number	0000052955
Instrument Date	Oct 8, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1484 WINDPUMP WAY INDIANAPOLIS IN 462802866, INDIANAPOLIS, IN 46280-2866

Mortgage

Document Number	0000052955
Date	Nov 9, 2018
Instrument	52955

Lender

Name	FIRST INTERNET BK/IN
Type	Bank
Address	FISHERS, IN 46280

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$688,400 (+6.89%) Land $147,400 Building $541,000	$688,400 (+6.89%) Land $147,400 Building $541,000
2024	$7,369.00 (-3.67%)	$644,000 (-4.66%) Land $147,400 Building $496,600	$644,000 (-4.66%) Land $147,400 Building $496,600
2023	$7,650.00 (+9.61%) Homeowner's exemption	$675,500 (+11.21%) Land $147,400 Building $528,100	$675,500 (+11.21%) Land $147,400 Building $528,100
2022	$6,979.00 Homeowner's exemption	$607,400 Land $136,500 Building $470,900	$607,400 Land $136,500 Building $470,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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