1484 Luning Dr, San Jose, CA 95118 Property Records

Santa Clara County property record for 1484 Luning Dr, San Jose, CA 95118

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,087 sqft · built 1968
Lot Size	0.141 acres (6,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,430,000 (Nov 2017)
Tax Bill	$22,186 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`569-36-098`

Property Details

APN / Parcel Number

Primary APN	`569-36-098`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,087 sqft Living Area
Gross Area	1,937 sqft
1st Floor Area	1,937 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,120 sqft (0.141 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1484 LUNING DR
City	SAN JOSE
State	CA
Zip	95118-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4332 CORONADO BOOK 226 PAGE 13 LOT 163
Legal Subdivision	CORONADO
Legal Tract	4332
Legal Lot Number	163
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1007
Census Tract	502909

Owner

1484 Luning Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1484 LUNING DR, SAN JOSE, CA 95118-2318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 6, 2019	Deed of Trust, Mortgage · ARM HSBC BANK USA
Nov 3, 2017	Grant Deed, Transfer · ARM GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Prior Sale	Aug 22, 2008 · Amount on File
Deed Document Number	201723793002
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1484 LUNING DR, SAN JOSE, CA 95118-2318
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 LUNING DR, SAN JOSE, CA 95118-2318

Mortgage

Document Number	0025029637
Date	Jul 15, 2021
Instrument	25029637

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	3.87%
Index	Other
Max Rate	6.87%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1484 LUNING DR, SAN JOSE, CA 95118-2318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 LUNING DR, SAN JOSE, CA 95118-2318

Mortgage

Document Number	0024675189
Date	Oct 28, 2020
Instrument	24675189

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1484 LUNING DR, SAN JOSE, CA 95118-2318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024247232
Date	Aug 6, 2019
Instrument	24247232

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.99%
Index	1-Year LIBOR
Max Rate	7.99%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 3, 2017
Property Address	1484 LUNING DR, SAN JOSE, CA 95118-2318
Document Number	0023793002
Map Reference	MAP226 PG12-14
Instrument Date	Oct 18, 2017
Instrument	23793002
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1484 LUNING DR, SAN JOSE, CA 95118-2318
Investor	Possibly a Property Investor

Mortgage

Document Number	0023793003
Date	Nov 3, 2017
Instrument	23793003

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1484 Luning Dr was $22,186 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,659,632 (+2%) Land $1,160,583 Building $499,049
2025	$22,186.00 Homeowner's exemption	$1,627,091 Land $1,137,827 Building $489,264
2023	$21,173.00 (+2.15%) Homeowner's exemption	$1,563,911 Land $1,093,645 Building $470,266
2022	$20,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1484 Luning Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1484 Luning Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks.

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