14839 White Pine Ln, Clermont, FL 34711 Property Records

Lake County property record for 14839 White Pine Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1996
Lot Size	0.342 acres (14,931 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Jul 2022)
Tax Bill	$5,191 (2024)
Deeds & Mortgages	May 2021 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0705-000-24400`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0705-000-24400`
Alternative APN	`3667859`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2022
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,931 sqft (0.342 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	252 sqft
Porch	Open Porch
Porch Area	395 sqft
Patio Area	77 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3667859
Street Address	14839 WHITE PINE LN
City	CLERMONT
State	FL
Zip	34711-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER PINES PHASE II SUB LOT 244 PB 36 PGS 18-19 ORB 5985 PG 1772
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES
Legal Phase	2
Legal Tract	705
Legal Lot Number	244
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2092
Census Tract	31315

Owner

14839 White Pine Ln is owned and occupied by an individual who bought it in July 2022.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14839 WHITE PINE LN, CLERMONT, FL 34711-7628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 31, 2018	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Mar 19, 1999 · Amount on File
Deed Document Number	2022091452
Deed Book / Page	5985 / 1772
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	14839 WHITE PINE LN, CLERMONT, FL 34711-7628
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14839 WHITE PINE LN, CLERMONT, FL 34711-7628
Investor	Possibly a Property Investor

Mortgage

Document Number	0057190284
Date	May 28, 2021
Book Page	5719/284
Instrument	2021074438

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 5, 2022
Property Address	14839 WHITE PINE LN, CLERMONT, FL 34711-7628
Document Number	0059851772
Book / Page	5985 / 1772
Map Reference	MB 36 PG 18&19
Instrument Date	Jun 30, 2022
Instrument	2022091452
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7730 WILDS LOOP # 1230, 1230, WILDWOOD, FL 34785-7209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14839 WHITE PINE LN, CLERMONT, FL 34711-7628

Mortgage

Document Number	0059851774
Date	Jul 5, 2022
Instrument	5985/1774

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	14839 WHITE PINE LN, CLERMONT, FL 34711-7628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051180762
Date	May 31, 2018
Book Page	5118/0762
Instrument	2018063570

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,400 Land $120,000 Building $203,400	$374,119 Land $120,000 Building $254,119
2024	$5,191.00 (+7.05%)
2023	$4,849.00 (+94.12%) Homeowner's exemption	$307,023 (+111.22%)	$307,023 (+0.06%) Land $60,000 Building $247,023
2022	$2,498.00 Homeowner's exemption	$145,360	$306,829 Land $60,000 Building $246,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14839 White Pine Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14839 White Pine Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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