14831 Keystone Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14831 Keystone Ave, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1950
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2020)
Tax Bill	$4,801 (2023)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-10-409-007`

Property Details

APN / Parcel Number

Primary APN	`28-10-409-007`
Alternative APN	`28-10-409-007-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	14831 KEYSTONE AVE
City	MIDLOTHIAN
State	IL
Zip	60445-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A H (KRAOS)(REALTY) COS HEART OF (MIDLOTHIAN) RESUB BLKS1 12 & 14 IN MIDLOTHIAN GARDENS SUB SEC 10-36-13
Legal Range	13E
Legal Township	36N
Legal Section	10
Legal Subdivision	KRAOS REALTY COS HEART OF MIDLOTHIAN
Legal Block	1,12,
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	1
Census Block	1023
Census Tract	824701

Owner

14831 Keystone Ave is owned and occupied by an individual who bought it in August 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	14831 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Sep 28, 1999
Deed Document Number	202020229
Prior Transfer Date	Sep 15, 2011
Prior Transfer Doc	0000055019
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 4, 2020
Property Address	14831 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333
Document Number	2021720229
Instrument Date	May 18, 2020
Instrument	21720229
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14840 KETELAAR DR MIDLOTHIAN IL 604454006, MIDLOTHIAN, IL 60445-4006

Mortgage

Document Number	2021720230
Date	Aug 4, 2020
Instrument	21720230

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,000 Land $2,205 Building $13,795	$160,000 Land $22,050 Building $137,950
2023	$4,801.00 (+34.63%)
2022	$3,566.00 Homeowner's exemption	$11,011 Land $1,890 Building $9,121	$110,110 Land $18,900 Building $91,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14831 Keystone Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	71 (1979–2026)
Claims Outside the SFHA	17 of 71
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14831 Keystone Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20